@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-cyrillic-ext-wght-normal.460bdf14.woff2) format("woff2-variations");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-cyrillic-wght-normal.491cbc05.woff2) format("woff2-variations");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-greek-ext-wght-normal.23aae568.woff2) format("woff2-variations");unicode-range:u+1f??}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-greek-wght-normal.4449bf7a.woff2) format("woff2-variations");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-vietnamese-wght-normal.113a630f.woff2) format("woff2-variations");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-latin-ext-wght-normal.3835a68e.woff2) format("woff2-variations");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Inter Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_next/static/media/inter-latin-wght-normal.6c596dfc.woff2) format("woff2-variations");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/newsreader-vietnamese-wght-normal.5c203539.woff2) format("woff2-variations");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/newsreader-latin-ext-wght-normal.52ecd825.woff2) format("woff2-variations");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/newsreader-latin-wght-normal.257fdc63.woff2) format("woff2-variations");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}
/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */@layer theme{:host,:root{--font-sans:"Inter Variable",sans-serif;--font-mono:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,::backdrop,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}:host,html{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue","Noto Sans",Arial,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,pre,samp{font-family:var(--default-mono-font-family,ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}menu,ol,ul{list-style:none}audio,canvas,embed,iframe,img,object,svg,video{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,optgroup,select,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit,::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-day-field,::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-hour-field,::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-millisecond-field,::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.relative{position:relative}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.table{display:table}}:root{--navy:#0b1f3a;--blue:#2563eb;--green:#16a36a;--bg:#f7f9fc;--surface:#fff;--text:#111827;--muted:#576579;--warm:#f5b942;--border:#dce3ec;--radius:16px;--shadow:0 20px 60px #0b1f3a0b;--container:1200px}*{box-sizing:border-box}body{color:var(--text);background:var(--surface);margin:0;font-family:Inter Variable,sans-serif;font-size:16px;line-height:1.7}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}button,input{font:inherit}a,button,input{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--blue);outline-offset:5px;border-radius:3px}h1,h2,h3,p{margin:0}h1,h2{color:var(--navy);letter-spacing:-.035em;font-family:Newsreader Variable,Georgia,serif;font-weight:500;line-height:1.09}h1{font-size:clamp(42px,5vw,76px)}h2{font-size:clamp(32px,3vw,46px)}h3{letter-spacing:-.02em;font-size:21px;line-height:1.35}p{color:var(--muted)}.container{width:min(var(--container),calc(100% - 80px));margin-inline:auto}.section{padding-block:64px}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-size:11px;font-weight:650;line-height:1.8;display:block}.small-line{background:var(--warm);vertical-align:middle;width:24px;height:2px;margin-right:8px;display:inline-block}.staging-strip{background:var(--navy);color:#e7edf7;text-align:center;letter-spacing:.02em;padding:8px 20px;font-size:11px}.site-header{border-bottom:1px solid var(--border);background:#fff}.header-inner{justify-content:space-between;align-items:center;gap:24px;min-height:88px;display:flex}.wordmark{letter-spacing:-1px;color:var(--navy);white-space:nowrap;align-items:center;font-size:23px;font-weight:750;display:inline-flex}.brand-mark{background:var(--navy);color:#fff;letter-spacing:0;border-radius:8px;place-items:center;width:31px;height:31px;margin-right:8px;font-size:21px;display:inline-grid}.brand-dot{color:var(--blue)}.desktop-navigation{align-items:center;gap:30px;font-size:13px;font-weight:550;display:flex}.mobile-navigation{display:none}.skip-link{z-index:100;background:#fff;padding:12px;position:absolute;top:-100px;left:16px}.skip-link:focus{top:10px}.hero{grid-template-columns:1.18fr 1fr;align-items:center;gap:84px;padding-block:94px 100px;display:grid}.hero h1{margin:24px 0 26px}.hero h1 em{color:var(--blue);font-style:italic}.hero-description{max-width:500px;font-size:17px;line-height:1.8}.button{background:var(--blue);color:#fff;border:1px solid var(--blue);border-radius:7px;justify-content:center;align-items:center;gap:24px;min-height:48px;padding:14px 22px;font-size:14px;font-weight:600;display:inline-flex}.button:hover{color:#fff;background:#1746b8}.hero .button{margin-top:30px}.hero-note{margin-top:17px;font-size:11px}.journey-panel{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:35px}.journey-panel h2{margin-top:11px;margin-bottom:24px;font-size:32px}.journey-panel>a{border-top:1px solid var(--border);align-items:center;gap:16px;padding:25px 0;display:flex}.journey-panel>a>span:last-child{margin-left:auto;font-size:25px}.journey-panel strong{font-size:15px;font-weight:600;display:block}.journey-panel small{color:var(--muted);margin-top:6px;font-size:12px;line-height:1.6;display:block}.journey-icon{color:#73829a;font-family:Newsreader Variable,serif;font-size:23px}.fine-print{font-size:11px;line-height:1.8}.journey-panel .fine-print{border-top:1px solid var(--border);padding-top:18px}.principles-band{background:var(--navy);color:#fff}.principles{grid-template-columns:1fr 1fr;align-items:center;gap:80px;padding-block:42px;display:grid}.principles .eyebrow{color:#b9c8dc}.principles h2{color:#fff;margin-top:9px;font-size:34px}.principles p{color:#c0cde0;font-size:14px}.section-heading{justify-content:space-between;align-items:end;gap:32px;margin-bottom:32px;display:flex}.section-heading h2{max-width:650px;margin-top:12px}.text-link{color:var(--blue);white-space:nowrap;padding-block:10px;font-size:13px;font-weight:600}.empty-offers{border-top:2px solid var(--navy);background:var(--bg);grid-template-columns:1fr 1fr;gap:10px 60px;padding:35px 40px;display:grid}.empty-offers .eyebrow{grid-column:1}.empty-offers h3{color:var(--navy);grid-column:1;font-family:Newsreader Variable,serif;font-size:26px}.empty-offers p{grid-area:1/2/3;align-self:center;font-size:14px}.editorial-list{border-top:1px solid var(--border)}.editorial-list article{border-bottom:1px solid var(--border);align-items:flex-start;gap:28px;padding:30px 0;display:flex}.article-number{color:#6c7b91;min-width:36px;font-family:Newsreader Variable,serif;font-size:25px}.editorial-list article>div{max-width:850px}.editorial-list h3{color:var(--navy);margin-top:8px}.editorial-list p{margin-top:12px;font-size:13px}.arrow-link{border:1px solid var(--border);border-radius:50%;place-items:center;margin-left:auto;font-size:24px;display:grid}.empty-state{padding:28px}.empty-state,.site-footer{background:var(--bg);border-top:1px solid var(--border)}.site-footer{margin-top:50px;padding:50px 0 25px}.footer-top{justify-content:space-between;align-items:center;gap:30px;display:flex}.footer-top p{font-size:14px}.site-footer nav{gap:26px;margin:30px 0;font-size:13px;display:flex}.site-footer .fine-print{max-width:850px;margin-top:12px}.breadcrumbs{color:var(--muted);padding-top:30px;font-size:12px}.breadcrumbs ol{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";color:#8793a5;margin-right:8px}.breadcrumbs li:last-child{overflow-wrap:anywhere;max-width:100%}.hub-heading{max-width:850px;padding:46px 0 55px}.hub-heading h1{margin:15px 0 25px;font-size:clamp(42px,5vw,65px)}.hub-heading p{max-width:730px;font-size:17px}.hub-columns{grid-template-columns:1.7fr 1fr;gap:100px;padding-block:25px;display:grid}.hub-columns h2{font-size:35px}.steps{margin:26px 0 0;padding:0;list-style:none}.steps li{border-top:1px solid var(--border);gap:25px;padding:22px 0;display:flex}.steps li>span{color:var(--blue);font-family:Newsreader Variable,serif;font-size:20px}.steps h3{font-size:17px}.steps p{margin-top:8px;font-size:14px}.journey-aside{border-left:1px solid var(--border);padding-left:36px}.journey-aside a{border-bottom:1px solid var(--border);color:var(--navy);padding:18px 0;font-size:14px;display:block}.reading-layout{max-width:900px;margin-inline:auto;padding:50px 0 70px}.article-heading h1{overflow-wrap:anywhere;margin:18px 0 26px;font-size:clamp(38px,4.2vw,62px)}.disclosure{border-left:3px solid var(--warm);background:#fff8e5;margin:25px 0;padding:18px 22px}.disclosure strong{color:#6d4a00;font-size:13px}.disclosure p{color:#6d4a00;margin-top:5px;font-size:12px}.editorial-meta{color:var(--muted);flex-wrap:wrap;gap:15px;margin:25px 0;font-size:12px;display:flex}.feature-image{margin:35px 0}.feature-image img{border-radius:8px;width:100%;height:auto}.feature-image figcaption{color:var(--muted);margin-top:10px;font-size:12px}.image-fallback{border-block:1px solid var(--border);color:var(--muted);text-align:center;margin:30px 0;padding:20px;font-size:12px}.prose{overflow-wrap:anywhere;max-width:760px;margin-inline:auto;font-size:17px;line-height:1.85}.prose p{color:#344254;margin:20px 0}.prose h2{margin:40px 0 20px;font-size:34px;line-height:1.25}.prose h3{margin:30px 0 15px;font-size:23px}.prose h4{margin-top:25px;font-size:18px}.prose a{color:#1d4ed8;text-underline-offset:3px;text-decoration:underline}.prose img{max-width:100%;height:auto}.prose ol,.prose ul{list-style:revert;padding-left:26px}.prose li{margin-top:8px}.prose blockquote{border-left:3px solid var(--blue);margin:25px 0;padding-left:25px;font-style:italic}.prose table{border-collapse:collapse;max-width:100%;font-size:14px;display:block;overflow-x:auto}.prose td,.prose th{border:1px solid var(--border);padding:12px}.sources{border-top:1px solid var(--border);margin-top:50px;padding-top:25px;font-size:13px}.sources h2{margin-bottom:20px;font-size:28px}.sources a{color:var(--blue);text-decoration:underline}.search-form{max-width:650px}.search-form label{margin-bottom:8px;font-size:13px;font-weight:600;display:block}.search-form>div{gap:10px;display:flex}.search-form input{border:1px solid #7d899a;border-radius:6px;width:100%;min-width:0;min-height:48px;padding:10px 14px}.topic-links{flex-wrap:wrap;gap:12px;padding-top:25px;font-size:12px;display:flex}.topic-links a{border:1px solid var(--border);border-radius:5px;padding:8px 12px}.pagination{justify-content:center;gap:25px;margin-top:30px;font-size:13px;display:flex}.pagination a{color:var(--blue)}.not-found{min-height:55vh}.not-found h1{margin:20px 0}.not-found .button{margin-top:25px}.financial-summary h1{margin:25px 0}.desktop-offers table{border-collapse:collapse;width:100%;margin-top:35px;font-size:13px}.desktop-offers td,.desktop-offers th{text-align:left;border-bottom:1px solid var(--border);padding:18px 12px}.mobile-offers{display:none}@media (max-width:1000px){.container{width:calc(100% - 48px)}.desktop-navigation{gap:17px;font-size:12px}.hero{gap:38px;padding-block:60px}.journey-panel{padding:25px}.hub-columns,.principles{gap:40px}}@media (max-width:767px){.container{width:calc(100% - 36px)}.header-inner{min-height:74px}.wordmark{font-size:21px}.desktop-navigation{display:none}.mobile-navigation{display:block}.mobile-navigation>button{border:1px solid var(--border);background:#fff;border-radius:5px;align-items:center;gap:12px;min-height:44px;padding:8px 13px;font-size:12px;display:flex}.mobile-navigation>div{z-index:30;border-bottom:1px solid var(--border);box-shadow:var(--shadow);background:#fff;padding:15px 25px 25px;position:absolute;top:113px;left:0;right:0}.mobile-navigation nav{flex-direction:column;display:flex}.mobile-navigation nav a{border-bottom:1px solid var(--border);padding:12px;font-size:15px}.hero{grid-template-columns:1fr;gap:38px;padding-block:43px 50px}.hero h1{margin:18px 0 20px;font-size:clamp(46px,12.3vw,70px)}.hero-description{font-size:15px}.journey-panel{padding:25px}.journey-panel h2{font-size:31px}.principles{grid-template-columns:1fr;gap:23px;padding-block:32px}.principles h2{font-size:32px}.section{padding-block:40px}.section-heading{flex-direction:column;align-items:start;gap:10px;margin-bottom:22px}.section-heading h2{font-size:34px}.empty-offers{grid-template-columns:1fr;padding:26px}.empty-offers p{grid-area:auto/1;margin-top:8px}.editorial-list article{gap:12px;padding:24px 0}.article-number{min-width:24px;font-size:20px}.editorial-list h3{font-size:19px}.arrow-link{min-width:36px;min-height:36px;font-size:20px}.editorial-list p{font-size:12px}.footer-top{flex-direction:column;align-items:start;gap:13px}.site-footer nav{flex-wrap:wrap;gap:15px 25px}.site-footer{padding-top:35px}.hub-heading{padding:35px 0}.hub-heading p{font-size:15px}.hub-columns{grid-template-columns:1fr;gap:25px;padding-top:15px}.journey-aside{border-left:0;border-top:1px solid var(--border);padding:25px 0 0}.reading-layout{padding-top:35px}.article-heading h1{font-size:38px}.prose{font-size:16px}.prose h2{font-size:29px}.editorial-meta{flex-direction:column;gap:5px}.desktop-offers{display:none}.mobile-offers{display:block}.mobile-offers article{border-top:1px solid var(--border);padding:22px 0}.mobile-offers dl{grid-template-columns:80px 1fr;gap:8px;font-size:14px;display:grid}.mobile-offers dd{margin:0}.staging-strip{padding:8px 16px;font-size:10px}.breadcrumbs{font-size:11px}.search-form .button{padding:10px 18px}.pagination{gap:17px}}@media (prefers-reduced-motion:reduce){*,:after,:before{scroll-behavior:auto!important;transition:none!important;animation:none!important}}.hero{background:linear-gradient(125deg,#0b1f3a,#142b52);border-radius:0 0 20px 20px;gap:54px;padding-inline:44px}.hero h1{color:#fff}.hero h1 em{color:#93c5fd}.hero .eyebrow,.hero-description,.hero-note{color:#d5e0f0}.hero .journey-panel{background:#fff}.hub-heading{background:linear-gradient(125deg,#0b1f3a,#183457);border-radius:16px;max-width:none;margin-top:28px;padding:44px}.hub-heading h1{color:#fff;max-width:850px}.hub-heading .eyebrow,.hub-heading p{color:#d5e0f0}.site-footer nav{flex-wrap:wrap}.arrow-link{min-width:44px;min-height:44px}@media (max-width:767px){.hero{gap:30px;padding:32px 22px}.hub-heading{padding:30px 22px}.hero h1{font-size:clamp(40px,11vw,60px)}}.hero .journey-panel .eyebrow{color:var(--muted)}.article-number,.journey-icon{color:#576579}.prose table td,.prose table th{overflow-wrap:normal;word-break:normal;text-align:left;min-width:150px}.prose table:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.article-decision-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.article-decision-cards>div{background:#f3f8ff;border:1px solid #dce7f3;border-radius:16px;padding:20px}.article-decision-cards>div p{margin:0}@media (max-width:600px){.article-decision-cards{grid-template-columns:1fr}}.article-document{max-width:78ch;color:var(--navy);margin-inline:auto;font-size:1.05rem}.article-answer{border:1px solid #d9e5f5;border-left:4px solid var(--blue);background:#f3f8ff;border-radius:18px;margin-block:30px;padding:28px 32px}.article-answer p{margin:12px 0 0;font-weight:600}.article-intro{color:#526780;margin-block:28px}.article-block{margin-block:46px;scroll-margin-top:110px}.article-block h2{margin-bottom:22px;font-size:clamp(1.5rem,3vw,2rem);line-height:1.3}.article-block p{margin-block:18px}.article-toc{background:#f7f9fc;border-radius:18px;padding:24px 28px}.article-toc h2{font-size:1.1rem}.article-toc a{color:#174cae;text-underline-offset:3px;text-decoration:underline}.article-toc li{margin-top:8px}.article-checklist{gap:12px;padding:0;list-style:none;display:grid}.article-checklist li{background:#f8fbff;border:1px solid #dce7f3;border-radius:14px;padding:18px 22px}.article-steps{gap:18px;padding:0;list-style:none;display:grid}.article-steps li{border-bottom:1px solid #dce7f3;align-items:flex-start;gap:18px;padding-bottom:18px;display:flex}.article-steps span{color:#1456bd;background:#eaf2ff;border-radius:10px;padding:8px 12px;font-weight:700}.article-steps p{margin:4px 0}.article-table-scroll{border:1px solid #dce7f3;border-radius:16px;max-width:100%;overflow-x:auto}.article-table-scroll:focus-visible{outline:3px solid var(--blue);outline-offset:4px}.article-table-scroll table{border-collapse:collapse;width:100%;min-width:620px}.article-table-scroll td,.article-table-scroll th{text-align:left;vertical-align:top;white-space:normal;overflow-wrap:normal;border-bottom:1px solid #dce7f3;min-width:155px;padding:18px}.article-table-scroll thead{background:#eef5ff}.article-table-scroll caption{text-align:left;color:#526780;padding:12px;font-size:.85rem}.article-next{background:#eef5ff;border-radius:20px;margin-block:40px;padding:26px}.article-next h2{font-size:1.2rem}.article-next a{color:#174cae;margin:12px 20px 0 0;text-decoration:underline;display:inline-block}@media (max-width:600px){.article-document{font-size:1rem;line-height:1.8}.article-answer{padding:22px}.article-block{margin-block:34px}.article-toc{padding:22px}.article-checklist li{padding:16px}.article-table-scroll{margin-inline:0}.article-steps li{gap:12px}}:root{--rn-primary:#3399ff;--rn-dark:#020817;--rn-green:#10b981}body{font-family:Plus Jakarta Sans Variable,Inter Variable,sans-serif}.rn-page{color:#0a2540;background:#fff;line-height:1.65}.rn-page h1,.rn-page h2,.rn-page h3,.rn-page h4{font-family:inherit;font-weight:800;font-style:normal;color:inherit;letter-spacing:-.035em}.rn-page p{color:#576579}.rn-wrap{max-width:1200px;width:calc(100% - 48px);margin-inline:auto}.rn-hero{position:relative;text-align:center;color:white;background:radial-gradient(ellipse at 20% 20%,#18376988,transparent 60%),radial-gradient(ellipse at 80% 80%,#33286655,transparent 60%),#020817;padding:100px 0 85px}.rn-hero h1{font-size:clamp(36px,5vw,64px);line-height:1.12;margin:28px 0;color:white;letter-spacing:-.045em}.rn-gradient{background:linear-gradient(90deg,#60a5fa,#a78bfa);background-clip:text;-webkit-text-fill-color:transparent}.rn-pill{display:inline-flex;border:1px solid #ffffff30;padding:9px 22px;border-radius:50px;font-size:12px;font-weight:800;color:#b8d9ff;background:#3399ff15;letter-spacing:.06em}.rn-hero p{max-width:740px;margin:0 auto;color:#c0ccdf;font-size:19px}.rn-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:18px;margin-top:36px}.rn-button{display:inline-flex;align-items:center;justify-content:center;gap:15px;border:1px solid transparent;background:#2872fa;color:white!important;font-weight:800;padding:17px 32px;border-radius:14px;box-shadow:0 10px 25px #3399ff38;transition:.2s;min-height:48px}.rn-button:hover{background:#1559ed;transform:translateY(-3px)}.rn-outline{background:#ffffff08;border-color:#ffffff40;box-shadow:none}.rn-white{background:#fff;color:#1559ed!important}.rn-market{background:#f8fafc;border-bottom:1px solid #e2e8f0;padding:17px 0}.rn-market .rn-wrap{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:28px;font-size:13px;color:#576579;font-weight:700}.rn-market strong{background:#0a2540;color:white;padding:5px 12px;border-radius:5px;font-size:11px}.rn-section{padding:72px 0;scroll-margin-top:25px}.rn-light{background:#f8fafc}.rn-section-title{text-align:center;margin-bottom:42px}.rn-section-title h2{font-size:clamp(28px,3vw,38px);line-height:1.2;margin:12px 0;color:#0a2540}.rn-section-title>span{color:#1559ed;font-size:12px;text-transform:uppercase;letter-spacing:.1em;font-weight:800}.rn-underline{width:60px;height:4px;background:#3399ff;border-radius:5px;margin:20px auto}.rn-cards{display:grid;gap:26px}.rn-cards-3{grid-template-columns:repeat(3,minmax(0,1fr))}.rn-cards-4{grid-template-columns:repeat(4,minmax(0,1fr))}.rn-cards-2{grid-template-columns:repeat(2,minmax(0,1fr))}.rn-card{border:1px solid #e2e8f0;background:white;border-radius:26px;padding:34px;display:flex;flex-direction:column;box-shadow:0 4px 20px #00000006;transition:.25s;min-width:0}.rn-card:hover{border-color:#3399ff;transform:translateY(-6px);box-shadow:0 20px 40px #0a254014}.rn-card-icon{width:64px;height:64px;border-radius:18px;background:#eff6ff;display:grid;place-items:center;color:#2872fa;font-size:29px;margin-bottom:24px}.rn-card h3{font-size:22px;line-height:1.3;margin-bottom:14px}.rn-card p{font-size:15px;line-height:1.8;margin-bottom:24px}.rn-card-link{color:#1559ed;font-weight:800;margin-top:auto;padding-top:10px}.rn-deferred{display:inline-block;font-size:12px;color:#576579;background:#edf2f7;padding:10px 14px;border-radius:10px;margin-top:auto;width:fit-content;font-weight:650}.rn-metrics{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;margin:34px 0}.rn-metrics>div{background:#ffffff09;border:1px solid #ffffff26;padding:22px;border-radius:20px;min-width:160px}.rn-metrics strong{display:block;font-size:24px;color:#9bcaff}.rn-metrics span{display:block;color:#c0ccdf;font-size:12px;margin-top:8px}.rn-comparison{border:1px solid #e2e8f0;border-radius:25px;overflow:hidden;box-shadow:0 20px 50px #00000008}.rn-comparison table{width:100%;border-collapse:collapse;text-align:left}.rn-comparison th{background:#f8fafc;color:#576579;text-transform:uppercase;font-size:11px;padding:20px;border-bottom:1px solid #e2e8f0}.rn-empty{padding:32px;text-align:center}.rn-empty strong{display:block;font-size:20px;color:#0a2540;margin-bottom:12px}.rn-empty p{max-width:700px;margin:auto;font-size:14px}.rn-comparison-note{padding:20px;text-align:center;background:#fafafa;font-size:12px;border-top:1px solid #e2e8f0}.rn-tool{display:flex;align-items:center;gap:30px;justify-content:space-between;background:linear-gradient(90deg,#020817,#15223c);color:white;border-radius:30px;padding:50px;position:relative;overflow:hidden}.rn-tool>div:first-child{max-width:650px}.rn-tool span{font-size:12px;letter-spacing:.08em;color:#b8d9ff;font-weight:800}.rn-tool h2{font-size:32px;margin:14px 0;color:white}.rn-tool p{color:#c0ccdf;font-size:15px}.rn-tool .rn-deferred{color:#dbeafe;background:#ffffff15;flex-shrink:0}.rn-tool-visual{font-size:90px;color:#ffffff15}.rn-faq{max-width:900px;margin:auto;border:1px solid #e2e8f0;border-radius:22px;background:white;overflow:hidden}.rn-faq details{border-bottom:1px solid #e2e8f0}.rn-faq details:last-child{border-bottom:0}.rn-faq summary{padding:24px 28px;font-weight:750;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;list-style:none}.rn-faq summary::-webkit-details-marker{display:none}.rn-faq summary span{color:#1559ed;font-size:24px}.rn-faq details[open] summary span{transform:rotate(45deg)}.rn-faq details[open]{background:#f8fafc}.rn-faq p{padding:0 28px 25px;font-size:15px}.rn-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;list-style:none;padding:0;margin:0}.rn-steps li{text-align:center}.rn-steps li>span{display:grid;place-items:center;margin:0 auto 22px;width:60px;height:60px;background:#020817;color:white;border-radius:50%;font-size:23px;font-weight:800}.rn-steps h3{font-size:20px;margin-bottom:12px}.rn-steps p{font-size:15px}.rn-final{background:#2872fa;text-align:center;padding:75px 0;color:white}.rn-final h2{font-size:38px;color:white;margin-bottom:18px}.rn-final p{color:#fff;max-width:650px;margin:auto}.rn-final .rn-button{margin-top:28px}.rn-education{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:50px}.rn-education h2{font-size:32px;margin-bottom:24px}.rn-education h3{font-size:23px;margin:22px 0 12px}.rn-education aside{background:#f8fafc;border:1px solid #e2e8f0;border-radius:26px;padding:32px;height:fit-content}.rn-education a{color:#1559ed;text-decoration:underline}.rn-articles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.rn-articles article{min-width:0;border:1px solid #e2e8f0;border-radius:20px;overflow:hidden;background:white;display:flex;flex-direction:column;box-shadow:0 4px 15px #00000008}.rn-articles picture{display:block;width:100%;height:185px;overflow:hidden}.rn-articles img{width:100%;height:100%;object-fit:cover}.rn-article-placeholder{height:185px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(135deg,#0a2540,#263f71);color:white;font-size:22px;font-weight:800}.rn-article-placeholder span{font-size:12px;font-weight:500;margin-top:8px;color:#bfdbfe}.rn-article-body{padding:24px;flex:1;display:flex;flex-direction:column}.rn-article-body h3{font-size:19px;line-height:1.45;margin:14px 0 25px}.rn-read-more{margin-top:auto;text-align:center;border:1px solid #e2e8f0;border-radius:10px;padding:11px;background:#f8fafc;font-size:13px;font-weight:700}.rn-read-more:hover{background:#0a2540;color:white}.rn-review-label{font-size:10px;color:#576579}.rn-centered-link{display:block;width:fit-content;margin:28px auto 0;color:#1559ed;font-weight:800}.rn-approved-header .wordmark img{width:230px;height:auto}.rn-approved-header .header-inner{min-height:100px}.rn-approved-header .desktop-navigation{font-weight:800;text-transform:uppercase;font-size:12px;gap:26px}.rn-topnav{background:#29333c;color:#d4d6d8;padding:12px 0;font-size:10px}.rn-topnav>div{display:flex;justify-content:space-between;gap:20px}.rn-topnav nav{display:flex;gap:24px;text-transform:uppercase}.rn-original-footer{background:#020817;color:white;padding:60px 0 25px;margin-top:0}.rn-footer-grid{display:grid;grid-template-columns:1.15fr 1fr 1fr 1.2fr;gap:40px}.rn-footer-grid img{width:180px;height:auto;background:white;padding:8px;border-radius:8px}.rn-footer-grid h3{color:white;font-family:inherit;font-size:12px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:22px}.rn-footer-grid a,.rn-footer-grid p,.rn-footer-grid small{color:#c0ccdf;font-size:13px}.rn-footer-grid p{margin-top:18px}.rn-footer-grid nav{display:flex;flex-direction:column;gap:12px}.rn-footer-bottom{border-top:1px solid #ffffff18;margin-top:40px;padding-top:25px;justify-content:space-between;font-size:11px;color:#c0ccdf}.rn-footer-bottom,.rn-footer-bottom nav{display:flex;flex-wrap:wrap;gap:20px}.rn-policy{background:#020817;color:white;padding:65px 0}.rn-policy .rn-wrap{max-width:900px}.rn-policy h1{color:white;text-align:center;font-size:42px;font-family:inherit;margin:18px 0}.rn-policy .rn-policy-intro{text-align:center;color:#c0ccdf;margin-bottom:40px}.rn-policy-card{background:#0f172a;border:1px solid #ffffff18;border-radius:22px;padding:32px;margin:24px 0}.rn-policy-card h2{font-size:23px;color:white;font-family:inherit;margin-bottom:18px}.rn-policy-card li,.rn-policy-card p{color:#c0ccdf;font-size:15px}.rn-policy-card p+p{margin-top:14px}.rn-policy-card ul{padding-left:20px}.rn-policy-review{padding:18px 24px;background:#ffffff09;border-left:4px solid #3399ff;border-radius:12px;color:#c0ccdf;font-size:13px;margin:24px 0}.rn-about-dark{background:#020817;color:white}.rn-about-dark .rn-card{background:#152138;border-color:#3399ff35}.rn-about-dark .rn-card h3{color:white}.rn-about-dark .rn-card p{color:#c0ccdf}.rn-about-mission{background:#ffffff06;border:1px solid #3399ff35;border-radius:40px;padding:55px;display:grid;grid-template-columns:1.5fr 1fr;gap:40px}.rn-about-mission h2{font-size:40px;color:white}.rn-about-mission p{color:#c0ccdf;margin:22px 0}.rn-about-values{display:grid;grid-template-columns:1fr 1fr;gap:16px;font-size:14px}.rn-about-shield{display:grid;place-items:center;background:radial-gradient(circle,#1e3a8a,#020817);border-radius:25px;min-height:270px;text-align:center}.rn-about-shield strong{font-size:72px;color:#60a5fa}.rn-contact-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:40px}.rn-contact-items article{display:flex;gap:18px;margin-bottom:28px}.rn-contact-items .rn-card-icon{flex-shrink:0;width:50px;height:50px;margin:0}.rn-contact-items h3{color:white;font-size:18px}.rn-contact-items p{color:#c0ccdf;font-size:14px}.rn-contact-form{background:#0f172a;border:1px solid #ffffff20;border-radius:30px;padding:35px}.rn-contact-form label{display:block;color:white;font-size:14px;margin-bottom:20px;font-weight:700}.rn-contact-form input,.rn-contact-form textarea{display:block;width:100%;border:1px solid #ffffff40;background:#ffffff08;color:white;border-radius:12px;padding:13px;margin-top:8px;font:inherit}.rn-contact-form textarea{min-height:140px}.rn-contact-form p{color:#c0ccdf;font-size:13px}.rn-form-note{margin:18px 0}.rn-contact-form .rn-button{width:100%}.rn-contact-form input:focus-visible,.rn-contact-form textarea:focus-visible,.rn-page a:focus-visible,.rn-page summary:focus-visible{outline:3px solid #f59e0b;outline-offset:4px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(max-width:1050px){.rn-cards-4,.rn-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.rn-card{padding:28px}.rn-wrap{width:calc(100% - 40px)}}@media(max-width:767px){.rn-wrap{width:calc(100% - 36px)}.rn-hero{padding:60px 0}.rn-hero h1{font-size:clamp(34px,9vw,48px);letter-spacing:-.035em}.rn-hero p{font-size:16px}.rn-actions{flex-direction:column}.rn-button{width:100%;padding:16px 22px}.rn-about-mission,.rn-articles,.rn-cards,.rn-contact-layout,.rn-education,.rn-steps{grid-template-columns:1fr}.rn-section{padding:48px 0}.rn-market .rn-wrap{gap:14px;font-size:12px}.rn-tool{padding:28px;flex-direction:column;align-items:start}.rn-tool-visual{display:none}.rn-tool h2{font-size:27px}.rn-metrics{gap:10px}.rn-metrics>div{min-width:0;flex:1;padding:16px 8px}.rn-metrics strong{font-size:19px}.rn-comparison thead{display:none}.rn-comparison-note{padding:16px}.rn-empty{padding:25px 20px}.rn-faq summary{padding:20px;font-size:15px}.rn-faq p{padding:0 20px 20px}.rn-final{padding:55px 0}.rn-final h2{font-size:32px}.rn-footer-grid{grid-template-columns:1fr;gap:32px}.rn-approved-header .wordmark img{width:185px}.rn-approved-header .header-inner{min-height:85px}.rn-topnav{display:none}.rn-policy{padding:45px 0}.rn-policy h1{font-size:35px}.rn-policy-card{padding:25px}.rn-about-mission{padding:28px}.rn-about-mission h2{font-size:32px}.rn-about-values{grid-template-columns:1fr}.rn-contact-form{padding:25px}.mobile-navigation>div{top:auto}.rn-article-placeholder,.rn-articles picture{height:200px}}@media(prefers-reduced-motion:reduce){.rn-button,.rn-card{transition:none;transform:none!important}}.rn-home-ticker{background:#0f172a;color:#c0ccdf;padding:14px 0}.rn-home-ticker .rn-wrap{display:flex;align-items:center;gap:25px;font-size:13px}.rn-home-ticker strong{font-size:11px;background:#2872fa;color:white;padding:5px 12px;border-radius:4px;flex-shrink:0}.rn-comparison-tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin-bottom:30px}.rn-comparison-tabs a,.rn-comparison-tabs span{padding:10px 18px;border:1px solid #e2e8f0;border-radius:50px;font-size:12px;font-weight:750}.rn-comparison-tabs a:first-child{background:#0a2540;color:white}.rn-comparison-tabs span{color:#576579;background:#f8fafc}.rn-newsletter{margin-top:18px}.rn-newsletter label{display:block;color:#c0ccdf;font-size:12px}.rn-newsletter input{display:block;width:100%;padding:12px;background:#ffffff08;border:1px solid #ffffff35;border-radius:10px;color:white;margin:8px 0;font:inherit}.rn-newsletter .rn-button{padding:12px 20px;width:100%;font-size:13px}.rn-newsletter p{font-size:11px;margin:12px 0}.rn-guides{display:grid;grid-template-columns:minmax(0,2.5fr) minmax(230px,1fr);gap:45px;padding-block:55px}.rn-guides .rn-articles{grid-template-columns:repeat(2,minmax(0,1fr))}.rn-guides-header{margin-bottom:32px}.rn-guides-header h1{font-size:36px;margin:10px 0 15px}.rn-guides-header>span{font-size:11px;font-weight:800;color:#1559ed;letter-spacing:.1em}.rn-guides-header p{font-size:14px}.rn-guide-sidebar>section{margin-bottom:32px}.rn-guide-sidebar h2{font-size:17px;margin-bottom:18px}.rn-guide-sidebar nav{display:flex;flex-direction:column;gap:12px;font-size:13px}.rn-guide-sidebar nav a:hover,.rn-guide-sidebar nav a[aria-current]{color:#1559ed}.rn-guide-sidebar .search-form{margin:0}.rn-guide-sidebar .search-form>div{flex-direction:column}.rn-guide-sidebar .search-form input{min-width:0;width:100%}.rn-guide-sidebar .rn-button{padding:12px 20px}.rn-guide-quote{margin:0;background:#2872fa;border-radius:8px;color:white;padding:35px}.rn-guide-quote p{font-family:Newsreader Variable,Georgia,serif;font-size:28px;color:white;line-height:1.4}.rn-guide-quote footer{font-size:12px;margin-top:25px;color:white}@media(max-width:767px){.rn-home-ticker .rn-wrap{gap:12px;font-size:11px;flex-wrap:wrap}.rn-guides{padding-block:35px}.rn-guides,.rn-guides .rn-articles{grid-template-columns:1fr}.rn-guide-sidebar{border-top:1px solid #e2e8f0;padding-top:30px}.rn-guides-header h1{font-size:31px}}.rn-about-page .rn-hero h1{font-size:clamp(42px,6vw,78px)}.rn-about-final{max-width:950px;margin:auto;border:1px solid #3399ff35;border-radius:45px;background:linear-gradient(135deg,#0f172a,#020817);padding:70px 35px;text-align:center}.rn-about-final h2{font-size:42px;color:white;margin-bottom:20px}.rn-about-final p{color:#c0ccdf;margin-bottom:28px}.rn-button:not(.rn-outline):not(.rn-white),.rn-final{background:#2563eb}.rn-contact-page{max-width:1290px;margin:20px auto;border-radius:35px;overflow:hidden}.rn-contact-page .rn-hero{padding-bottom:40px}.rn-contact-page .rn-hero h1{font-size:clamp(36px,5vw,60px)}@media(max-width:767px){.rn-about-final{padding:40px 24px;border-radius:25px}.rn-about-final h2{font-size:32px}.rn-contact-page{margin:15px 12px;border-radius:25px}.rn-contact-page .rn-wrap{width:calc(100% - 36px)}}.rn-sticky-compare{position:fixed;top:0;left:0;right:0;background:#020817ee;z-index:70;padding:12px 0;color:white;backdrop-filter:blur(12px)}.rn-sticky-compare .rn-wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:13px;font-weight:700}.rn-sticky-compare .rn-button{padding:10px 18px;min-height:44px;font-size:12px}.rn-section{scroll-margin-top:85px}@media(max-width:767px){.rn-sticky-compare .rn-button{width:auto;flex-shrink:0}.rn-sticky-compare .rn-wrap{font-size:11px;gap:10px}}.rn-reserved-calculator{margin-top:30px}.rn-reserved-calculator>span{display:inline-block;background:#2563eb;color:white;padding:18px 26px;border-radius:16px;font-weight:800;box-shadow:0 10px 25px #3399ff25}.rn-reserved-calculator p{font-size:12px;margin-top:15px;max-width:450px}@media(min-width:1050px){.rn-page{max-width:1290px;margin-inline:auto}}.rn-social-reference{display:flex;gap:10px;margin-top:20px}.rn-social-reference i{display:grid;place-items:center;width:34px;height:34px;background:#ffffff0d;border-radius:8px;color:#c0ccdf;font-size:14px}.rn-policy-emphasis{border-left:4px solid #3399ff;background:#3399ff08}.rn-home-ticker strong{background:#2563eb}.rn-home-hero{position:relative;background:#020817}.rn-home-hero .rn-hero{padding-bottom:130px}.rn-market-ticker{position:absolute;bottom:0;left:0;width:100%;display:flex;align-items:center;gap:18px;background:#0f172a;border-top:1px solid #ffffff26;padding:14px 0;color:white;overflow:hidden}.rn-market-ticker-label{display:flex;align-items:center;gap:8px;flex-shrink:0;margin-left:20px;padding:8px 14px;background:#2563eb;border-radius:4px;font-size:11px;font-weight:900;letter-spacing:1px;z-index:1}.rn-market-ticker-label>span{width:6px;height:6px;border-radius:50%;background:white}.rn-market-ticker-window{overflow:hidden;flex:1;min-width:0}.rn-market-ticker-track{display:flex;width:max-content;animation:rn-market-scroll 35s linear infinite}.rn-market-ticker-group{display:flex;flex-shrink:0}.rn-market-ticker-item{display:flex;align-items:center;gap:10px;padding:0 32px;white-space:nowrap;font-size:14px;font-weight:700}.rn-market-ticker-item i{color:#60a5fa}.rn-market-ticker-item small{font-size:10px;font-weight:500;color:#c0ccdf}@keyframes rn-market-scroll{0%{transform:translateX(0)}to{transform:translateX(-50%)}}@media(max-width:767px){.rn-home-hero .rn-hero{padding-bottom:100px}.rn-market-ticker{gap:10px}.rn-market-ticker-label{margin-left:12px;padding:8px;font-size:9px;letter-spacing:.03em}.rn-market-ticker-item{padding:0 24px;font-size:12px}}@media(prefers-reduced-motion:reduce){.rn-market-ticker-track{animation:none}.rn-market-ticker-window{overflow-x:auto}}.rn-header-cta{display:inline-flex;align-items:center;justify-content:center;gap:12px;flex-shrink:0;background:#2563eb;color:white!important;font-size:12px;font-weight:800;padding:12px 18px;border-radius:10px;box-shadow:0 5px 16px #3399ff30;min-height:44px;transition:background .2s,box-shadow .2s}.rn-header-cta:hover{background:#1d4ed8;box-shadow:0 8px 20px #3399ff50}.rn-home-hero .rn-hero{background:radial-gradient(ellipse at 50% 0,#1e40af80,transparent 75%),#020817;overflow:hidden}.rn-home-hero .rn-hero .rn-wrap{position:relative;z-index:1}.rn-home-hero .rn-pill{background:#3399ff12;border-color:#60a5fa55;box-shadow:0 0 25px #3399ff20;animation:rn-hero-glow 4s ease-in-out infinite}.rn-home-hero .rn-pill:before{content:"↗";font-size:18px;margin-right:9px;color:#60a5fa}.rn-home-hero .rn-gradient{background-image:linear-gradient(90deg,#60a5fa,#a78bfa,#60a5fa);background-size:200% 100%;animation:rn-hero-gradient 9s ease-in-out infinite}.rn-home-hero .rn-button{transition:transform .4s cubic-bezier(.175,.885,.32,1.275),background .3s,box-shadow .3s}.rn-home-hero .rn-button:not(.rn-outline):hover{transform:translateY(-5px) scale(1.02);box-shadow:0 15px 30px #3399ff80}.rn-home-hero .rn-outline{backdrop-filter:blur(10px)}.rn-home-hero .rn-outline:hover{background:#ffffff1f;border-color:white}.rn-market-ticker-item i{font-size:17px;filter:drop-shadow(0 0 6px currentColor)}.rn-market-ticker-label>span{background:#fbbf24;box-shadow:0 0 0 0 #fbbf2440;animation:rn-ticker-pulse 2s ease-out infinite}@keyframes rn-ticker-pulse{0%{box-shadow:0 0 0 0 #fbbf2470}70%,to{box-shadow:0 0 0 8px #fbbf2400}}@keyframes rn-hero-glow{50%{box-shadow:0 0 32px #3399ff40;border-color:#a78bfa80}}@keyframes rn-hero-gradient{50%{background-position:100% 0}}@media(max-width:1050px) and (min-width:768px){.rn-approved-header .header-inner{gap:14px}.rn-approved-header .desktop-navigation{gap:15px;font-size:11px}.rn-approved-header .wordmark img{width:165px}}@media(max-width:767px){.rn-approved-header .header-inner{gap:8px;flex-wrap:wrap;padding-block:10px}.rn-approved-header .wordmark img{width:130px}.rn-header-cta{font-size:10px;padding:10px;gap:5px;margin-left:auto}.rn-home-hero .rn-market-ticker-item i{font-size:15px}}@media(prefers-reduced-motion:reduce){.rn-home-hero .rn-gradient,.rn-home-hero .rn-pill,.rn-market-ticker-label>span{animation:none}.rn-home-hero .rn-button{transition:none}.rn-home-hero .rn-button:hover{transform:none}}.rn-home-hero{border-radius:0 0 38px 38px;overflow:hidden;isolation:isolate;box-shadow:0 16px 36px #02081716}#explore .rn-card{position:relative;overflow:hidden;transition:transform .35s cubic-bezier(.2,.8,.2,1),border-color .3s,box-shadow .3s}#explore .rn-card:before{content:"";position:absolute;inset:0 0 auto;height:4px;background:linear-gradient(90deg,#3399ff,#a78bfa);transform:scaleX(0);transform-origin:left;transition:transform .35s}#explore .rn-card:focus-within:before,#explore .rn-card:hover:before{transform:scaleX(1)}#explore .rn-card:focus-within,#explore .rn-card:hover{transform:translateY(-9px);border-color:#3399ff;box-shadow:0 22px 38px #0a254018}#explore .rn-card-icon{transition:background .3s,color .3s,transform .4s}#explore .rn-card:focus-within .rn-card-icon,#explore .rn-card:hover .rn-card-icon{background:#2563eb;color:white;transform:rotate(-8deg) scale(1.06)}.rn-sample-note{font-size:12px;padding:12px 16px;background:#eff6ff;border:1px solid #bfdbfe;border-radius:10px;margin-bottom:24px}.rn-comparison-tabs button{font:inherit;font-size:12px;font-weight:750;padding:12px 20px;border:1px solid #e2e8f0;border-radius:50px;background:white;color:#0a2540;transition:background .25s,color .25s,box-shadow .25s}.rn-comparison-tabs button[aria-selected=true]{background:#0a2540;color:white;box-shadow:0 5px 15px #0a254025}.rn-comparison-tabs button:hover{border-color:#3399ff}.rn-sample-tag{display:block;color:#576579;font-size:10px;margin-top:4px}.rn-sample-transition td{padding:24px 20px;border-bottom:1px solid #e2e8f0}.rn-sample-transition tbody tr{transition:background .2s}.rn-sample-transition tbody tr:hover{background:#eff6ff}.rn-sample-transition td a{font-weight:750;color:#1559cc;font-size:12px}.rn-sample-transition{animation:rn-table-enter .28s ease-out}@keyframes rn-table-enter{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.rn-carousel-controls{display:flex;justify-content:flex-end;gap:10px;margin-bottom:20px}.rn-carousel-controls button{width:46px;height:46px;border-radius:50%;border:1px solid #cbd5e1;background:white;color:#0a2540;transition:background .2s,transform .2s}.rn-carousel-controls button:hover:not(:disabled){background:#2563eb;color:white;transform:translateY(-2px)}.rn-carousel-controls button:disabled{opacity:.35;cursor:default}.rn-carousel-viewport{overflow-x:auto;scroll-snap-type:x mandatory;scroll-padding:4px;padding:10px 4px 24px;overscroll-behavior-x:contain;scrollbar-color:#94a3b8 #eef2f7;scrollbar-width:thin}.rn-carousel-viewport .rn-articles{display:flex;gap:26px}.rn-carousel-viewport .rn-articles>article{flex:0 0 calc((100% - 52px)/3);min-width:0;scroll-snap-align:start;transition:transform .3s,box-shadow .3s}.rn-carousel-viewport .rn-articles>article:hover{transform:translateY(-6px);box-shadow:0 14px 25px #0a254015}.rn-carousel-viewport .rn-articles img{transition:transform .45s}.rn-carousel-viewport .rn-articles>article:hover img{transform:scale(1.04)}@media(max-width:900px){.rn-carousel-viewport .rn-articles>article{flex-basis:calc((100% - 26px)/2)}}@media(max-width:767px){.rn-home-hero{border-radius:0 0 25px 25px}.rn-carousel-viewport .rn-articles>article{flex-basis:88%}.rn-sample-transition table{min-width:650px}.rn-sample-transition{overflow-x:auto}.rn-sample-transition td{padding:18px 14px}}@media(prefers-reduced-motion:reduce){#explore .rn-card,#explore .rn-card-icon,#explore .rn-card:before,.rn-carousel-viewport .rn-articles img,.rn-carousel-viewport .rn-articles>article{transition:none}.rn-sample-transition{animation:none}.rn-carousel-viewport{scroll-behavior:auto}}.rn-home-products{display:grid}.rn-home-product{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;background:white;border:1px solid #edf1f6;border-radius:32px;overflow:hidden;box-shadow:0 10px 30px #0a254005;transition:transform .35s,box-shadow .35s,border-color .35s}.rn-home-product:before{content:"";position:absolute;inset:0 0 auto;height:4px;background:#3399ff;transform:scaleX(0);transition:transform .3s}.rn-home-product:focus-within,.rn-home-product:hover{transform:translateY(-12px);border-color:#3399ff;box-shadow:0 22px 40px #0a254018}.rn-home-product:focus-within:before,.rn-home-product:hover:before{transform:scaleX(1)}.rn-product-icon{display:grid;place-items:center;width:86px;height:86px;border-radius:24px;background:#eff6ff;color:#3399ff;font-size:34px;margin:4px 0 32px;transition:background .3s,color .3s,transform .4s}.rn-home-product:focus-within .rn-product-icon,.rn-home-product:hover .rn-product-icon{background:#3399ff;color:white;transform:rotateY(180deg)}.rn-home-product h3{font-size:24px;line-height:1.25;margin-bottom:18px}.rn-product-intro{font-size:14px;font-weight:700;color:#64748b}.rn-product-rate{font-size:25px;color:#2349c7;margin:14px 0 24px;line-height:1.4}.rn-product-rate small{display:block;color:#64748b;font-size:10px;font-weight:500}.rn-home-product p{font-size:14px;line-height:1.75;margin-bottom:32px}.rn-product-action{display:flex;align-items:center;justify-content:center;gap:12px;min-height:58px;width:100%;margin-top:auto;padding:14px 12px;border-radius:16px;background:#0a2540;color:white!important;font-size:13px;font-weight:800;transition:background .3s,box-shadow .3s}.rn-home-product:focus-within .rn-product-action,.rn-home-product:hover .rn-product-action{background:#2563eb;box-shadow:0 10px 20px #3399ff40}.rn-product-reserved{flex-direction:column;gap:3px}.rn-product-reserved small{font-size:9px;font-weight:500;color:#dbeafe}.rn-sample-provider{display:flex;align-items:center;gap:18px}.rn-provider-initial{display:grid;place-items:center;width:46px;height:46px;flex-shrink:0;border-radius:14px;color:#2563eb;background:#f1f5f9;font-size:18px;font-weight:800}.rn-sample-apr{font-size:25px;color:#2563eb;white-space:nowrap}.rn-verdict-sample{display:inline-block;border-radius:9px;background:#eff6ff;color:#2349c7;padding:6px 12px;font-size:11px;font-weight:800;white-space:nowrap}.rn-sample-transition td a.rn-sample-action{display:inline-flex;align-items:center;justify-content:center;background:#ff6900;color:#fff;font-size:13px;font-weight:800;min-height:54px;padding:16px 24px;border-radius:16px;white-space:nowrap;box-shadow:0 8px 20px #ff690025;transition:transform .2s,background .2s}.rn-sample-transition td a.rn-sample-action:hover{background:#d94c00;transform:translateY(-2px)}.rn-sample-transition{border-radius:28px;border:1px solid #e2e8f0;box-shadow:0 10px 30px #0a254005;overflow:hidden}.rn-sample-transition th{background:#fbfcfe;padding:25px 24px;text-align:left;color:#64748b;font-size:11px;text-transform:uppercase}.rn-sample-transition td{padding:30px 24px;font-size:15px}.rn-sample-transition tbody tr:nth-child(odd){background:#fbfcfe}.rn-comparison-tabs{gap:14px;margin-block:30px 42px}.rn-comparison-tabs button{padding:16px 26px;font-size:14px}.rn-comparison-tabs span{padding:16px 20px}.rn-sample-note{background:transparent;border:0;text-align:center;padding:0;margin:0;color:#64748b}@media(max-width:1100px){.rn-home-products{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}}@media(max-width:767px){.rn-home-products{grid-template-columns:1fr;gap:25px}.rn-home-product{padding:38px 30px}.rn-product-icon{width:90px;height:90px;font-size:36px}.rn-home-product h3{font-size:27px}.rn-home-product p{font-size:15px}.rn-product-action{font-size:14px}.rn-sample-transition{overflow-x:auto}.rn-sample-transition table{min-width:760px}.rn-comparison-tabs{gap:10px}.rn-comparison-tabs button,.rn-comparison-tabs span{padding:12px 16px;font-size:12px}}@media(prefers-reduced-motion:reduce){.rn-home-product,.rn-home-product:before,.rn-product-action,.rn-product-icon{transition:none}.rn-home-product:focus-within,.rn-home-product:hover,.rn-home-product:hover .rn-product-icon{transform:none}}.rn-home-products{grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:32px}.rn-home-product{padding:45px 32px}.rn-product-icon{width:96px;height:96px;font-size:38px;margin-bottom:36px}@media(max-width:767px){.rn-home-products{grid-template-columns:1fr;gap:25px}}.rn-carousel-viewport .rn-articles>article:focus-within,.rn-carousel-viewport .rn-articles>article:hover{transform:translateY(-4px);box-shadow:0 12px 24px #0a254018;border-color:#93c5fd}.rn-carousel-viewport .rn-articles>article:hover img{transform:scale(1.025)}@media(prefers-reduced-motion:reduce){.rn-carousel-viewport .rn-articles>article:hover,.rn-carousel-viewport .rn-articles>article:hover img{transform:none}}.rn-market-ticker button.rn-market-ticker-item{border:0;border-radius:0;background:transparent;color:inherit;font-family:inherit;text-align:left;cursor:pointer;min-height:32px}.rn-market-ticker button.rn-market-ticker-item:focus-visible{outline:2px solid #93c5fd;outline-offset:-2px}.rn-market-change{font-size:11px;color:#93c5fd;background:#3399ff15;padding:3px 6px;border-radius:5px}.rn-market-dialog{position:fixed;inset:0;margin:auto;width:min(520px,calc(100vw - 32px));max-height:85dvh;overflow:auto;border:1px solid #cbd5e1;border-radius:24px;padding:32px;color:#0a2540;background:#fff;box-shadow:0 24px 80px #0004}.rn-market-dialog::backdrop{background:#020817b3;backdrop-filter:blur(3px)}.rn-market-dialog h2{font-size:24px;line-height:1.25;padding-right:25px;margin-bottom:16px}.rn-market-dialog p{font-size:14px;line-height:1.65;margin-block:15px}.rn-market-dialog-value{font-size:32px;color:#2563eb}.rn-market-dialog dl{display:grid;grid-template-columns:1fr 1.4fr;gap:8px 12px;font-size:12px;margin-block:20px}.rn-market-dialog dt{color:#64748b}.rn-market-dialog dd{margin:0;overflow-wrap:anywhere}.rn-market-dialog a{color:#1d4ed8;text-decoration:underline;font-size:13px}.rn-market-dialog-close{position:absolute;right:15px;top:12px;width:40px;height:40px;border:0;border-radius:10px;background:#eff6ff;color:#0a2540;cursor:pointer;font-size:24px}.rn-home-hero .rn-hero h1{max-width:960px;margin:28px auto;letter-spacing:-.045em;text-wrap:balance}.rn-home-hero .rn-hero p{max-width:650px;text-wrap:pretty;line-height:1.75}.rn-home-hero .rn-actions{gap:16px;margin-top:32px}.rn-home-hero .rn-actions .rn-button{min-height:60px;padding:17px 26px}.rn-home-products{grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}.rn-home-product{min-width:0;padding:40px 24px}.rn-home-product h3{min-height:30px;margin-bottom:16px}.rn-product-intro{display:flex;align-items:center;justify-content:center;min-height:42px;line-height:1.5}.rn-product-rate{display:block;width:100%;min-height:104px;margin:12px 0 20px}.rn-product-rate small{margin-top:8px;line-height:1.6;overflow-wrap:anywhere}.rn-product-action{min-height:72px;flex-shrink:0}@media(max-width:1199px){.rn-home-products{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.rn-home-product{padding:40px 30px}}@media(max-width:767px){.rn-home-hero .rn-hero{padding-top:64px;padding-bottom:108px}.rn-home-hero .rn-hero h1{font-size:clamp(32px,8vw,48px);line-height:1.16;margin:24px auto;letter-spacing:-.035em}.rn-home-hero .rn-hero p{font-size:16px;line-height:1.75}.rn-home-hero .rn-pill{font-size:10px;line-height:1.6;padding:10px 14px;max-width:100%;white-space:normal}.rn-home-hero .rn-actions{flex-direction:column;align-items:center;gap:12px;margin-top:26px}.rn-home-hero .rn-actions .rn-button{width:100%;max-width:380px;min-height:64px;padding:15px 14px;font-size:14px;gap:8px}.rn-home-products{grid-template-columns:1fr;gap:24px}.rn-home-product{padding:32px 24px;border-radius:28px}.rn-home-product h3{font-size:25px;min-height:0}.rn-product-icon{width:84px;height:84px;font-size:34px;margin-bottom:26px}.rn-product-intro{min-height:0}.rn-product-rate{min-height:0;margin-bottom:22px}.rn-home-product p{margin-bottom:26px}.rn-product-action{min-height:64px}}.rn-inner-page .rn-hero{border-radius:0 0 38px 38px;overflow:hidden;isolation:isolate;background:radial-gradient(ellipse at 50% 10%,#172b6c80,transparent 65%),#020817}.rn-inner-page .rn-hero h1{max-width:960px;margin:28px auto;text-wrap:balance;letter-spacing:-.045em}.rn-inner-page .rn-hero p{max-width:690px;line-height:1.75;text-wrap:pretty}.rn-inner-page .rn-actions .rn-button{min-height:60px;transition:transform .25s,box-shadow .25s,background .25s}.rn-inner-page .rn-actions .rn-button:hover{transform:translateY(-5px);box-shadow:0 12px 26px #3399ff35}.rn-inner-page .rn-gradient{background:linear-gradient(100deg,#60a5fa,#a78bfa,#60a5fa);background-size:200% auto;background-clip:text;-webkit-text-fill-color:transparent;animation:rn-inner-gradient 9s ease-in-out infinite}@keyframes rn-inner-gradient{0%,to{background-position:0}50%{background-position:100%}}.rn-inner-page .rn-pill{box-shadow:0 0 24px #3399ff12;border-color:#3399ff55}.rn-loan-page .rn-market{background:#f8fafc;color:#0a2540;border-bottom:1px solid #e2e8f0}.rn-loan-page .rn-market a{color:#1d4ed8}.rn-page-journey{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;padding-block:28px}.rn-page-journey a{display:flex;align-items:center;gap:12px;min-height:52px;padding:13px 20px;border:1px solid #dbe5f2;border-radius:16px;background:#fff;font-size:13px;font-weight:750;transition:transform .25s,border-color .25s,box-shadow .25s}.rn-page-journey a span:first-child{color:#2563eb;font-size:11px;background:#eff6ff;padding:5px;border-radius:7px}.rn-page-journey a:hover{transform:translateY(-3px);border-color:#3399ff;box-shadow:0 8px 20px #0a254010}.rn-inner-page .rn-card{position:relative;overflow:hidden;border-radius:28px;display:flex;flex-direction:column;min-width:0;transition:transform .35s,box-shadow .35s,border-color .35s}.rn-inner-page .rn-card:before{content:"";position:absolute;inset:0 0 auto;height:4px;background:#3399ff;transform:scaleX(0);transition:transform .3s}.rn-inner-page .rn-card:focus-within,.rn-inner-page .rn-card:hover{transform:translateY(-8px);border-color:#3399ff;box-shadow:0 18px 32px #0a254018}.rn-inner-page .rn-card:focus-within:before,.rn-inner-page .rn-card:hover:before{transform:scaleX(1)}.rn-inner-page .rn-card-icon{transition:transform .35s,background .35s,color .35s;border-radius:20px}.rn-inner-page .rn-card:hover .rn-card-icon{transform:rotateY(180deg);background:#2563eb;color:white}.rn-inner-page .rn-card h3{min-height:2.5em;line-height:1.25;text-wrap:balance}.rn-inner-page .rn-card p{flex:1;line-height:1.75}.rn-inner-page .rn-card-link,.rn-inner-page .rn-deferred{margin-top:auto}.rn-inner-page .rn-card-link{display:flex;align-items:center;min-height:48px}.rn-inner-page .rn-education,.rn-inner-page .rn-steps li,.rn-inner-page .rn-tool{border-radius:28px}.rn-inner-page .rn-section-title h2{text-wrap:balance}.rn-guides-page .rn-home-hero .rn-hero{padding-bottom:80px}.rn-guides-header h2{font-size:32px;margin:10px 0 15px}.rn-guides-page .rn-articles>article{border-radius:28px;transition:transform .3s,box-shadow .3s,border-color .3s;min-width:0}.rn-guides-page .rn-articles>article:focus-within,.rn-guides-page .rn-articles>article:hover{transform:translateY(-4px);box-shadow:0 12px 24px #0a254018;border-color:#93c5fd}.rn-guides-page .rn-articles img{transition:transform .35s}.rn-guides-page .rn-articles>article:hover img{transform:scale(1.025)}.rn-guide-sidebar>section{padding:24px;border:1px solid #e2e8f0;border-radius:24px;background:#f8fafc}.rn-guide-quote{border-radius:24px}.rn-inner-page.rn-policy header{padding-bottom:18px;text-wrap:balance}.rn-inner-page .rn-policy-card{border-radius:28px;transition:border-color .25s,box-shadow .25s}.rn-inner-page .rn-policy-card:hover{border-color:#3399ff70;box-shadow:0 8px 25px #3399ff0d}.rn-inner-page .rn-policy-card h2{text-wrap:balance}.rn-inner-page .rn-contact-items article{padding:20px;border:1px solid #3399ff25;border-radius:24px;background:#ffffff04;transition:border-color .3s,transform .3s}.rn-inner-page .rn-contact-items article:hover{border-color:#3399ff70;transform:translateY(-3px)}.rn-inner-page .rn-contact-form input,.rn-inner-page .rn-contact-form textarea{min-height:48px;min-width:0}@media(max-width:1050px) and (min-width:768px){.rn-inner-page .rn-cards-3{grid-template-columns:repeat(2,minmax(0,1fr))}.rn-inner-page .rn-contact-layout{grid-template-columns:minmax(0,1fr) minmax(0,1.3fr)}.rn-inner-page .rn-education{gap:25px}}@media(max-width:767px){.rn-inner-page .rn-hero{border-radius:0 0 25px 25px;padding-top:64px}.rn-inner-page .rn-hero h1{font-size:clamp(32px,8vw,48px);line-height:1.16;margin:24px auto}.rn-inner-page .rn-hero p{font-size:16px}.rn-inner-page .rn-pill{font-size:10px;white-space:normal;max-width:100%;line-height:1.6}.rn-inner-page .rn-actions{align-items:center;gap:12px}.rn-inner-page .rn-actions .rn-button{max-width:380px;min-height:64px;padding:15px 14px;font-size:14px}.rn-page-journey{gap:10px;padding-block:24px}.rn-page-journey a{width:100%;font-size:12px;justify-content:space-between}.rn-inner-page .rn-card{padding:30px 24px}.rn-inner-page .rn-card h3{min-height:0}.rn-inner-page .rn-metrics{flex-wrap:wrap}.rn-inner-page .rn-metrics>div{flex-basis:100%;padding:16px}.rn-inner-page .rn-metrics strong{font-size:22px}.rn-guides-header h2{font-size:28px}.rn-guides-page .rn-home-hero .rn-hero{padding-bottom:64px}.rn-inner-page .rn-contact-items article{padding:16px;gap:12px}.rn-inner-page .rn-contact-form{padding:22px}.rn-inner-page .rn-policy-card{padding:24px 20px}.rn-inner-page .rn-policy-card li,.rn-inner-page .rn-policy-card p{overflow-wrap:anywhere}.rn-inner-page .rn-about-mission,.rn-inner-page .rn-about-shield{min-width:0}}@media(prefers-reduced-motion:reduce){.rn-inner-page .rn-gradient{animation:none}.rn-guides-page .rn-articles img,.rn-guides-page .rn-articles>article,.rn-inner-page .rn-actions .rn-button,.rn-inner-page .rn-card,.rn-inner-page .rn-card-icon,.rn-inner-page .rn-card:before,.rn-inner-page .rn-contact-items article,.rn-inner-page .rn-policy-card,.rn-page-journey a{transition:none;transform:none!important}}.rn-market-ticker-track{animation-duration:60s}.rn-market-ticker-label>span:first-child{background:#34d399;box-shadow:0 0 0 3px #34d39922,0 0 10px #34d39988;animation:rn-source-pulse 3s ease-in-out infinite}.rn-market-ticker-label[data-health=attention]>span:first-child{background:#fbbf24;box-shadow:0 0 0 3px #fbbf2422,0 0 10px #fbbf2466;animation:none}@keyframes rn-source-pulse{0%,to{opacity:1;box-shadow:0 0 0 3px #34d39922,0 0 10px #34d39988}50%{opacity:.8;box-shadow:0 0 0 5px #34d39912,0 0 14px #34d39966}}@media(prefers-reduced-motion:reduce){.rn-market-ticker-label>span:first-child{animation:none}}.rn-loan-page #loan-types .rn-card-link{display:flex;align-items:center;justify-content:center;padding:12px 16px;min-height:52px;border-radius:14px;background:#0a2540;color:white;transition:background .25s,box-shadow .25s}.rn-loan-page #loan-types .rn-card-link:hover{background:#2563eb;box-shadow:0 8px 20px #3399ff25}.rn-loan-page .rn-final{width:calc(100% - 48px);max-width:1200px;margin:0 auto 48px;border:1px solid #3399ff35;border-radius:32px;background:radial-gradient(ellipse at top right,#1d4ed84d,transparent 65%),linear-gradient(135deg,#0a2540,#020817);padding:64px 28px;box-shadow:0 14px 35px #0a254012}.rn-loan-page .rn-final .rn-wrap{width:100%;max-width:760px}.rn-loan-page .rn-final .rn-white{background:#2563eb;color:white;min-height:56px;border:1px solid #60a5fa55;transition:transform .25s,background .25s,box-shadow .25s}.rn-loan-page .rn-final .rn-white:hover{background:#1d4ed8;transform:translateY(-3px);box-shadow:0 10px 24px #3399ff30}@media(max-width:767px){.rn-loan-page .rn-final{width:calc(100% - 36px);padding:40px 24px;border-radius:25px;margin-bottom:36px}.rn-loan-page .rn-final h2{font-size:30px;text-wrap:balance}}@media(prefers-reduced-motion:reduce){.rn-loan-page #loan-types .rn-card-link,.rn-loan-page .rn-final .rn-white{transition:none;transform:none}}.rn-loan-page .rn-final a.rn-button.rn-white{color:#fff!important}.rn-original-footer{border-radius:38px 38px 0 0;overflow:hidden}@media(max-width:767px){.rn-original-footer{border-radius:25px 25px 0 0}}.rn-page-journey{gap:16px}.rn-page-journey a{box-sizing:border-box;min-width:240px;min-height:56px;justify-content:space-between;padding:14px 18px}.rn-loan-page #loan-types{padding-top:36px}@media(max-width:767px){.rn-page-journey{gap:12px}.rn-page-journey a{min-width:0;min-height:56px;width:100%}.rn-loan-page #loan-types{padding-top:24px}}.rn-service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}.rn-service-card{--service-color:#2563eb;border:1px solid #dbe5f2;border-radius:28px;overflow:hidden;background:#fff;display:flex;flex-direction:column;min-width:0;transition:transform .3s,box-shadow .3s,border-color .3s}.rn-service-debt{--service-color:#6366f1}.rn-service-home{--service-color:#60a5fa}.rn-service-auto{--service-color:#0891b2}.rn-service-visual{position:relative;min-height:192px;background:linear-gradient(135deg,#eff6ff,#dbeafe55);padding:12px 14px 42px;color:var(--service-color)}.rn-service-debt .rn-service-visual{background:linear-gradient(135deg,#f5f3ff,#e0e7ff)}.rn-service-future .rn-service-visual{background:#f5f8fb}.rn-service-art{display:block;width:100%;height:138px;transition:transform .4s}.rn-service-future .rn-service-art{opacity:.75}.rn-service-status{position:absolute;bottom:16px;left:20px;font-size:10px;font-weight:750;background:#fff;color:#334155;border:1px solid #dbe5f2;border-radius:30px;padding:5px 10px}.rn-service-body{padding:24px 20px;display:flex;flex-direction:column;flex:1}.rn-service-body h3{font-size:21px;line-height:1.3;min-height:2.6em;margin-bottom:16px;text-wrap:balance}.rn-service-body p{font-size:13px;line-height:1.75;flex:1;margin-bottom:24px}.rn-service-action{justify-content:space-between;gap:10px;padding:12px 14px;border-radius:14px;background:var(--service-color);color:#fff!important;font-size:12px;font-weight:800}.rn-service-action,.rn-service-later{display:flex;align-items:center;min-height:60px}.rn-service-later{font-size:11px;color:#64748b}.rn-service-card:focus-within,.rn-service-card:hover{transform:translateY(-6px);border-color:var(--service-color);box-shadow:0 16px 30px #0a254015}.rn-service-card:focus-within .rn-service-art,.rn-service-card:hover .rn-service-art{transform:translateY(-4px) rotate(-2deg)}#loan-categories .rn-card{padding:24px;border-radius:22px}#loan-categories .rn-card-icon{width:44px;height:44px;font-size:20px;margin-bottom:18px;border-radius:14px}#loan-categories .rn-card h3{font-size:18px}#loan-categories .rn-card p{font-size:12px}@media(max-width:1199px){.rn-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:767px){.rn-service-grid{grid-template-columns:1fr;gap:24px}.rn-service-body{padding:24px}.rn-service-body h3{min-height:0;font-size:24px}.rn-service-action,.rn-service-body p{font-size:14px}.rn-service-visual{min-height:192px}.rn-service-art{max-width:280px;margin:auto}}@media(prefers-reduced-motion:reduce){.rn-service-art,.rn-service-card{transition:none;transform:none!important}}.rn-service-debt .rn-service-action{background:#4f46e5}#loan-categories .rn-card{--category-color:#2563eb;--category-soft:#eff6ff;padding:28px;border-radius:28px;border-color:#dbe5f2;background:linear-gradient(145deg,var(--category-soft),#fff 58%);box-shadow:0 6px 20px #0a254005}#loan-categories .rn-card:nth-child(2){--category-color:#0f766e;--category-soft:#ecfdf5}#loan-categories .rn-card:nth-child(3){--category-color:#4f46e5;--category-soft:#f5f3ff}#loan-categories .rn-card:nth-child(4){--category-color:#0369a1;--category-soft:#f0f9ff}#loan-categories .rn-card:before{height:3px;background:var(--category-color)}#loan-categories .rn-card-icon{width:64px;height:64px;font-size:27px;margin-bottom:24px;border-radius:20px;background:#fff;color:var(--category-color);border:1px solid #dbe5f2;box-shadow:0 6px 14px #0a254008}#loan-categories .rn-card h3{font-size:21px;margin-bottom:16px;line-height:1.3}#loan-categories .rn-card p{font-size:13px;line-height:1.75;margin-bottom:24px}#loan-categories .rn-card-link{font-size:12px;justify-content:center;min-height:52px;padding:12px 14px;border-radius:14px;color:var(--category-color);background:#fff;border:1px solid #c7d2fe;font-weight:800}#loan-categories .rn-deferred{display:inline-flex;align-items:center;min-height:40px;padding:9px 12px;border-radius:12px;border:1px solid #e2e8f0;background:#ffffffb3;color:#475569;font-size:10px}#loan-categories .rn-card:focus-within,#loan-categories .rn-card:hover{border-color:var(--category-color)}#loan-categories .rn-card:focus-within .rn-card-icon,#loan-categories .rn-card:hover .rn-card-icon{background:var(--category-color);color:#fff;transform:translateY(-3px) rotate(-5deg)}@media(max-width:767px){#loan-categories .rn-card{padding:26px}#loan-categories .rn-card h3{font-size:23px}#loan-categories .rn-card p{font-size:14px}}@media(prefers-reduced-motion:reduce){#loan-categories .rn-card:focus-within .rn-card-icon,#loan-categories .rn-card:hover .rn-card-icon{transform:none}}.rn-inner-page .rn-decision-steps{gap:24px;position:relative}.rn-inner-page .rn-decision-steps li{position:relative;text-align:left;padding:30px;border:1px solid #dbe5f2;border-radius:28px;background:linear-gradient(145deg,#eff6ff,#fff 65%);transition:transform .3s,border-color .3s,box-shadow .3s}.rn-inner-page .rn-decision-steps li:nth-child(2){background:linear-gradient(145deg,#f5f3ff,#fff 65%)}.rn-inner-page .rn-decision-steps li:nth-child(3){background:linear-gradient(145deg,#ecfdf5,#fff 65%)}.rn-inner-page .rn-decision-steps li>span{position:absolute;right:24px;top:24px;margin:0;width:36px;height:36px;border-radius:12px;background:#fff;color:#475569;border:1px solid #e2e8f0;font-size:12px}.rn-step-illustration{display:grid;place-items:center;width:76px;height:76px;background:#dbeafe;border:1px solid #bfdbfe;border-radius:22px;color:#2563eb;font-size:30px;margin-bottom:26px;transition:transform .3s}.rn-decision-steps li:nth-child(2) .rn-step-illustration{color:#4f46e5;background:#ede9fe;border-color:#ddd6fe}.rn-decision-steps li:nth-child(3) .rn-step-illustration{color:#047857;background:#d1fae5;border-color:#a7f3d0}.rn-inner-page .rn-decision-steps h3{font-size:24px;margin-bottom:14px}.rn-inner-page .rn-decision-steps p{font-size:14px;line-height:1.8}.rn-inner-page .rn-decision-steps li:hover{transform:translateY(-5px);border-color:#93c5fd;box-shadow:0 14px 30px #0a254010}.rn-inner-page .rn-decision-steps li:hover .rn-step-illustration{transform:rotate(-4deg)}@media(max-width:767px){.rn-inner-page .rn-decision-steps{gap:20px}.rn-inner-page .rn-decision-steps li{padding:26px}.rn-step-illustration{width:68px;height:68px;font-size:27px}}@media(prefers-reduced-motion:reduce){.rn-inner-page .rn-decision-steps li,.rn-step-illustration{transition:none;transform:none!important}}.rn-calculator-preview{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);align-items:center;gap:40px;padding:48px;border:1px solid #60a5fa40;border-radius:32px;background:radial-gradient(ellipse at top right,#1d4ed850,transparent 65%),linear-gradient(135deg,#0a2540,#020817);color:#fff;overflow:hidden}.rn-calculator-status{display:inline-flex;padding:8px 12px;border-radius:30px;border:1px solid #93c5fd55;background:#93c5fd12;color:#bfdbfe;font-size:11px;font-weight:750}.rn-calculator-copy h2{font-size:clamp(28px,3vw,38px);line-height:1.2;margin:22px 0 18px;text-wrap:balance}.rn-calculator-copy p{max-width:540px;color:#c0ccdf;font-size:15px;line-height:1.8}.rn-calculator-inputs{display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:24px 0;list-style:none}.rn-calculator-inputs li{display:flex;align-items:center;gap:9px;border:1px solid #ffffff22;border-radius:12px;padding:10px 12px;color:#dbeafe;font-size:12px;background:#ffffff05}.rn-calculator-inputs i{color:#67e8f9}.rn-calculator-inputs li:nth-child(2) i{color:#c4b5fd}.rn-calculator-inputs li:nth-child(3) i{color:#93c5fd}.rn-calculator-link{display:inline-flex;align-items:center;gap:20px;min-height:52px;padding:14px 20px;border-radius:14px;background:#2563eb;color:white!important;font-size:13px;font-weight:800;transition:transform .25s,background .25s}.rn-calculator-link:hover{background:#1d4ed8;transform:translateY(-3px)}.rn-calculator-art{max-width:330px;width:100%;margin:auto}.rn-calculator-art svg{display:block;width:100%;height:auto;transition:transform .35s}.rn-calculator-preview:hover .rn-calculator-art svg{transform:translateY(-4px) rotate(-1deg)}@media(max-width:767px){.rn-calculator-preview{grid-template-columns:1fr;gap:28px;padding:28px 24px;border-radius:28px}.rn-calculator-copy p{font-size:14px}.rn-calculator-link{display:flex;justify-content:space-between;width:100%}.rn-calculator-art{max-width:250px}.rn-calculator-inputs{gap:8px}.rn-calculator-inputs li{font-size:11px;padding:9px 10px}}@media(prefers-reduced-motion:reduce){.rn-calculator-art svg,.rn-calculator-link{transition:none;transform:none!important}}.rn-hero-copy{min-width:0}.rn-hero-split>.rn-wrap{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:48px;align-items:center;text-align:left}.rn-hero-split .rn-hero-copy h1{font-size:clamp(36px,4vw,58px);text-align:left}.rn-hero-split .rn-hero-copy p{margin-left:0;text-align:left}.rn-hero-split .rn-actions{justify-content:flex-start}.rn-hero-split .rn-metrics{gap:10px}.rn-hero-split .rn-metrics>div{flex:1;min-width:0;padding:16px 10px}.rn-hero-split .rn-metrics strong{font-size:17px}.rn-decision-visual{padding:30px;border:1px solid #93c5fd40;border-radius:28px;background:linear-gradient(135deg,#ffffff0d,#1d4ed815);box-shadow:0 24px 70px #0002;position:relative}.rn-visual-caption{color:#93c5fd;font-size:11px;letter-spacing:1.5px;font-weight:800}.rn-visual-symbol{display:grid;place-items:center;width:80px;height:80px;border-radius:24px;background:linear-gradient(135deg,#2563eb,#6366f1);color:#fff;font-size:34px;margin:24px 0}.rn-decision-visual h2{font-size:26px;color:#fff;line-height:1.3}.rn-decision-visual ul{list-style:none;padding:0;margin:24px 0;display:grid;gap:12px}.rn-decision-visual li{display:flex;align-items:center;gap:12px;padding:14px 12px;border:1px solid #ffffff16;border-radius:14px;background:#ffffff06;font-size:13px;color:#e2e8f0}.rn-decision-visual li span{color:#93c5fd;font-size:11px}.rn-decision-visual li i{margin-left:auto;color:#5eead4}.rn-hero-split .rn-decision-visual p{font-size:12px;color:#c0ccdf;line-height:1.7;margin:0}.rn-debt-page .rn-refined-card,.rn-personal-page .rn-refined-card{--card-accent:#2563eb;padding:30px;border:1px solid #dbe5f2;background:linear-gradient(145deg,#eff6ff,#fff 65%);box-shadow:0 8px 28px #0a254006}.rn-debt-page .rn-refined-card:nth-child(2),.rn-personal-page .rn-refined-card:nth-child(2){--card-accent:#047857;background:linear-gradient(145deg,#ecfdf5,#fff 65%)}.rn-debt-page .rn-refined-card:nth-child(3),.rn-personal-page .rn-refined-card:nth-child(3){--card-accent:#4f46e5;background:linear-gradient(145deg,#f5f3ff,#fff 65%)}.rn-debt-page .rn-refined-card .rn-card-icon,.rn-personal-page .rn-refined-card .rn-card-icon{color:var(--card-accent);width:72px;height:72px;border-radius:22px;background:#fff;border:1px solid #dbe5f2}.rn-debt-page .rn-refined-card:hover,.rn-personal-page .rn-refined-card:hover{border-color:var(--card-accent)}.rn-debt-page .rn-card-link,.rn-personal-page .rn-card-link{background:#fff;border:1px solid #c7d2fe;border-radius:14px;padding:14px;color:var(--card-accent);justify-content:center}.rn-debt-page .rn-education,.rn-personal-page .rn-education{gap:32px;align-items:start}.rn-education>div{min-width:0}.rn-personal-page .rn-calculator-preview{grid-template-columns:1fr;padding:30px;margin-top:28px}.rn-personal-page .rn-calculator-art{max-width:210px}.rn-personal-page .rn-calculator-copy h2{font-size:28px}.rn-debt-page .rn-education aside,.rn-personal-page .rn-education aside{border:1px solid #dbe5f2;border-radius:24px;padding:28px;background:linear-gradient(145deg,#eff6ff,#fff);line-height:1.8}.rn-inner-page .rn-offer-review-icon{display:grid;place-items:center;width:64px;height:64px;border-radius:20px;background:#eff6ff;color:#2563eb;font-size:25px;margin:0 auto 20px}.rn-inner-page .rn-comparison{border-radius:28px;overflow:hidden;border:1px solid #dbe5f2}.rn-inner-page .rn-empty{padding:36px 22px}.rn-inner-page .rn-empty strong{display:block;font-size:23px}.rn-inner-page .rn-empty p{max-width:620px;margin:14px auto;line-height:1.8}.rn-inner-page .rn-faq details{border:1px solid #dbe5f2;border-radius:20px;margin-bottom:14px;overflow:hidden;transition:border-color .25s,box-shadow .25s}.rn-inner-page .rn-faq details[open]{border-color:#93c5fd;box-shadow:0 10px 28px #0a254008}.rn-inner-page .rn-faq summary{padding:22px 24px;min-height:64px}.rn-inner-page .rn-faq details[open] summary{background:#eff6ff}.rn-inner-page .rn-faq details[open] summary span{transform:rotate(45deg)}.rn-inner-page .rn-faq details p{padding:0 24px 20px;line-height:1.8}.rn-guides-page .rn-guide-sidebar section{border:1px solid #dbe5f2;box-shadow:0 8px 24px #0a254005}.rn-guides-page .search-form input{min-width:0;width:100%;border-radius:12px;border:1px solid #cbd5e1;min-height:48px;padding:12px}.rn-guides-page .rn-guide-sidebar nav a{border-radius:10px;padding:12px;transition:background .2s,color .2s}.rn-guides-page .rn-guide-sidebar nav a:hover,.rn-guides-page .rn-guide-sidebar nav a[aria-current=page]{background:#eff6ff;color:#1d4ed8}.rn-contact-page .rn-contact-items article:nth-child(2) .rn-card-icon{color:#c4b5fd;background:#8b5cf620}.rn-contact-page .rn-contact-items article:nth-child(3) .rn-card-icon{color:#5eead4;background:#14b8a620}.rn-contact-page .rn-contact-form{border:1px solid #93c5fd40;border-radius:28px;padding:32px;background:linear-gradient(145deg,#152138,#0a1428)}.rn-contact-page .rn-contact-form input,.rn-contact-page .rn-contact-form textarea{border-radius:12px;min-height:48px}.rn-contact-page .rn-contact-form button{min-height:52px;border-radius:14px}.rn-about-page .rn-card-icon{border-radius:22px}.rn-about-page .rn-card:nth-child(2) .rn-card-icon{color:#c4b5fd;background:#8b5cf620}.rn-about-page .rn-card:nth-child(3) .rn-card-icon{color:#5eead4;background:#14b8a620}.rn-policy-contents{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:30px 0}.rn-policy-contents a{display:flex;align-items:center;gap:12px;padding:16px;border:1px solid #93c5fd35;border-radius:14px;color:#e2e8f0;line-height:1.5;background:#ffffff05}.rn-policy-contents a span{font-size:11px;color:#93c5fd}.rn-policy-contents a:hover{background:#2563eb20;border-color:#60a5fa}.rn-policy-card{scroll-margin-top:90px}@media(max-width:1050px){.rn-hero-split>.rn-wrap{gap:28px;grid-template-columns:1fr 1fr}.rn-decision-visual{padding:24px}.rn-hero-split .rn-metrics{flex-wrap:wrap}.rn-hero-split .rn-metrics>div{flex-basis:100%}}@media(max-width:767px){.rn-hero-split>.rn-wrap{grid-template-columns:1fr;gap:32px}.rn-hero-split .rn-hero-copy h1{font-size:clamp(32px,8vw,45px)}.rn-decision-visual{padding:24px}.rn-visual-symbol{width:64px;height:64px;font-size:28px}.rn-debt-page .rn-refined-card,.rn-personal-page .rn-refined-card{padding:26px}.rn-inner-page .rn-faq summary{padding:20px}.rn-policy-contents{grid-template-columns:1fr}.rn-contact-page .rn-contact-form{padding:24px}.rn-guides-page .rn-guides{display:flex;flex-direction:column}.rn-guides-page .rn-guide-sidebar{display:contents}.rn-guides-page .rn-guide-sidebar>section:first-child{order:-1}.rn-guides-page .rn-guide-quote,.rn-guides-page .rn-guide-sidebar>section:not(:first-child){order:1}.rn-guides-page .rn-guides>section{width:100%}}@media(prefers-reduced-motion:reduce){.rn-guide-sidebar nav a,.rn-inner-page .rn-faq details{transition:none}}.rn-offer-context{max-width:780px;margin:0 auto 24px;text-align:center;line-height:1.8}.rn-offer-filters{display:flex;align-items:center;flex-wrap:wrap;gap:24px;padding:22px;border:1px solid #dbe5f2;border-radius:22px;background:#f8fafc;margin-bottom:24px}.rn-offer-filters label{font-size:13px;font-weight:700}.rn-offer-filters select{display:block;min-height:48px;border:1px solid #cbd5e1;border-radius:12px;background:#fff;padding:10px 14px;margin-top:8px;min-width:190px}.rn-offer-checkbox{display:flex;align-items:center;gap:10px}.rn-offer-checkbox input{width:20px;height:20px;accent-color:#2563eb}.rn-offer-filters p{margin-left:auto;font-size:13px}.rn-offer-list{display:grid;gap:24px}.rn-offer-card{border:1px solid #dbe5f2;border-radius:28px;background:linear-gradient(145deg,#eff6ff,#fff 50%);padding:32px;box-shadow:0 12px 32px #0a254008}.rn-offer-card:nth-child(2){background:linear-gradient(145deg,#f5f3ff,#fff 50%)}.rn-offer-card footer,.rn-offer-card header{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px}.rn-offer-card header>div>span{font-size:10px;letter-spacing:1px;color:#475569;font-weight:800}.rn-offer-card h3{font-size:23px;margin:10px 0}.rn-offer-status{font-size:11px;padding:8px 12px;border-radius:30px;border:1px solid #cbd5e1;background:#fff;color:#334155}.rn-offer-card dl{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin:26px 0}.rn-offer-card dl>div{padding:16px;border:1px solid #dbe5f2;background:#ffffffb0;border-radius:16px;min-width:0}.rn-offer-card dt{font-size:11px;color:#475569;margin-bottom:10px}.rn-offer-card dd{font-size:17px;line-height:1.6;font-weight:800;color:#0a2540;margin:0;overflow-wrap:anywhere}.rn-offer-card p{line-height:1.8;font-size:14px}.rn-offer-card footer{padding-top:18px;border-top:1px solid #e2e8f0}.rn-offer-card small{font-size:12px;color:#475569}.rn-offer-card a:not(.rn-button){color:#1d4ed8;text-decoration:underline}.rn-offer-card ul{padding-left:22px;line-height:1.8;font-size:14px}@media(max-width:1050px){.rn-offer-card dl{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:767px){.rn-offer-card{padding:24px}.rn-offer-card dl{gap:10px}.rn-offer-card dl>div{padding:12px}.rn-offer-card dd{font-size:14px}.rn-offer-card footer .rn-button{width:100%;min-height:52px}.rn-offer-filters{align-items:flex-start;gap:18px}.rn-offer-filters label:first-child,.rn-offer-filters select{width:100%}.rn-offer-filters p{margin:0}.rn-offer-card header{align-items:flex-start}}.rn-offer-table{border:1px solid #dbe5f2;border-radius:28px;overflow:hidden}.rn-offer-table table{width:100%;border-collapse:collapse;text-align:left;font-size:13px}.rn-offer-table td,.rn-offer-table th{padding:24px 18px;border-bottom:1px solid #e2e8f0;vertical-align:top}.rn-offer-table thead th{background:#f8fafc;color:#475569;font-size:11px;letter-spacing:.04em}.rn-offer-table th[scope=row]{font-size:17px;width:20%}.rn-offer-table small{display:block;font-size:11px;color:#475569;font-weight:500;line-height:1.7;margin-top:8px}.rn-offer-table td strong{color:#1d4ed8;white-space:nowrap}.rn-offer-table .rn-button{font-size:11px;padding:14px;min-height:48px;white-space:nowrap}.rn-offer-table details{margin-top:12px;font-size:11px}.rn-offer-table summary{cursor:pointer;color:#1d4ed8}.rn-offer-table details p{max-width:240px;font-size:12px;line-height:1.7}.rn-offer-list{display:none}@media(max-width:1050px){.rn-offer-table{display:none}.rn-offer-list{display:grid}}.rn-calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:22px}.rn-calc-field{display:block;color:#fff;font-size:14px;font-weight:700}.rn-calc-field input{display:block;width:100%;margin-top:7px;padding:12px;border:1px solid #ffffff40;border-radius:12px;background:#ffffff0d;color:#fff;font:inherit}.rn-calc-field input:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}.rn-calc-result{display:grid;gap:14px;margin:0}.rn-calc-result div{padding:16px 20px;border:1px solid #60a5fa40;border-radius:16px;background:#ffffff08}.rn-calc-result dt{color:#c0ccdf;font-size:13px}.rn-calc-result dd{margin:4px 0 0;color:#fff;font-size:26px;font-weight:800}@media(max-width:767px){.rn-calculator-live{padding:26px}.rn-calc-grid,.rn-calculator-live{grid-template-columns:1fr}}.article-document{font-size:1.0625rem;line-height:1.85}.article-document p{max-width:78ch}.article-toc ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px;padding-left:24px}.article-toc li{margin-top:0;line-height:1.5;padding-left:4px}.article-toc a{text-decoration:none}.article-toc a:hover{text-decoration:underline}.article-table-scroll caption{position:absolute;width:1px;height:1px;padding:0;clip-path:inset(50%);overflow:hidden;white-space:nowrap}.article-table-scroll td,.article-table-scroll th{padding:16px;line-height:1.65}.article-table-scroll thead th{color:#15365c;font-weight:650}.article-table-scroll tbody th{position:sticky;left:0;z-index:1;background:#f4f8fd;color:#15365c}.article-table-scroll thead th:first-child{position:sticky;left:0;z-index:2;background:#eef5ff}.article-table-hint{display:none}.article-checklist-interactive{grid-template-columns:repeat(2,minmax(0,1fr))}.article-checklist-interactive li{display:flex;align-items:flex-start;gap:12px;padding:16px;background:#fff}.article-checklist-interactive input{flex:none;width:20px;height:20px;margin-top:5px;accent-color:#2563eb;cursor:pointer}.article-checklist-interactive label{cursor:pointer;font-size:.95rem;line-height:1.65}.article-checklist-interactive li:has(input:checked){background:#edf8f4;border-color:#b1d5c4}.article-checklist-hint{font-size:.85rem;color:#526780}.article-print{border:1px solid #cbd9ed;background:#fff;color:#15365c;border-radius:12px;padding:12px 18px;font-weight:600;min-height:44px}.article-print:hover{background:#eef5ff}@media print{.mobile-navigation,.rn-original-footer,.rn-topnav{display:none!important}.article-table-scroll{display:block!important;overflow:visible!important}.article-table-cards{display:none!important}.article-table-scroll table{width:100%!important;min-width:0!important;table-layout:fixed}.article-table-scroll td,.article-table-scroll th{overflow-wrap:anywhere;min-width:0!important}}.article-checklist-tools{display:flow-root;margin-bottom:24px}.article-print{display:flex;align-items:center;justify-content:center;gap:8px;width:fit-content;max-width:100%;margin-top:16px;font-size:.9rem;line-height:1.5}.article-decision-cards{margin-bottom:18px}.article-block-benefits_risks>.article-checklist{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px}.article-checklist .article-point{display:flex;align-items:flex-start;gap:12px;padding:16px;background:#fff;font-size:.95rem;line-height:1.6}.article-point-symbol{display:grid;place-items:center;flex:none;width:26px;height:26px;border-radius:8px;background:#edf4ff;color:#2563eb;font-weight:750;line-height:1}.article-point-risk .article-point-symbol{background:#fff5df;color:#815313}.article-table-cards{display:none}.article-toc summary{display:flex;align-items:center;justify-content:space-between;gap:12px;cursor:pointer;font-weight:650;color:#15365c;min-height:44px;list-style:none}.article-toc summary::-webkit-details-marker{display:none}.article-toc summary span{font-size:.8rem;font-weight:500;color:#526780}.article-toc summary:after{content:"+";font-size:1.4rem;color:#2563eb}.article-toc details[open] summary:after{content:"−"}.article-toc summary:focus-visible{outline:3px solid #2563eb;outline-offset:4px}.article-toc ol{margin-bottom:0}.article-sources header{display:flex;align-items:flex-start;gap:16px}.article-source-heading-icon{display:grid;place-items:center;flex:none;width:46px;height:46px;border-radius:14px;background:#edf4ff;color:#2563eb;font-size:20px}.article-sources header h2{margin-block:4px 10px}.article-sources header p{font-size:.9rem;line-height:1.6}.article-sources ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:24px 0}.article-sources li{display:flex;gap:14px;min-width:0;padding:20px;border:1px solid #dce7f3;border-radius:16px;background:linear-gradient(135deg,#f8fbff,#fff);line-height:1.5;transition:border-color .2s,box-shadow .2s}.article-sources li:focus-within,.article-sources li:hover{border-color:#8ab4f8;box-shadow:0 6px 18px #15365c0c}.article-sources li>div{min-width:0}.article-source-number{flex:none;color:#2563eb;font-size:.85rem;font-weight:700;padding-top:3px}.article-sources li a{display:block;margin-block:10px 8px;font-size:.95rem;font-weight:600;color:#15365c;overflow-wrap:anywhere;text-decoration:none}.article-sources li a:hover{text-decoration:underline;color:#1d4ed8}.article-source-arrow{color:#2563eb}.article-source-publisher{display:inline-block;background:#edf4ff;color:#24528d;font-size:.7rem;font-weight:700;padding:3px 8px;border-radius:6px;overflow-wrap:anywhere}.article-source-date,.article-sources li small{display:block;color:#526780;font-size:.8rem;overflow-wrap:anywhere}.article-sources li small{font-size:.75rem;margin-top:4px}.article-source-note{padding:16px 20px;border-left:3px solid #c4d8f7;border-radius:0 12px 12px 0;background:#f7f9fc}.article-sources>p{font-size:.85rem;line-height:1.65}@media(max-width:600px){.article-checklist-interactive,.article-toc ol{grid-template-columns:1fr}.article-table-hint{display:block;font-size:.8rem;color:#526780;margin-bottom:10px}.article-document{font-size:1rem}.article-checklist-interactive li,.article-table-scroll td,.article-table-scroll th{padding:14px}}@media print{.article-print,.article-toc,.site-footer,.site-header,.staging-strip{display:none!important}.reading-layout{padding:0;max-width:none}.article-block{break-inside:avoid}.article-table-scroll{overflow:visible;border-color:#999}.article-table-scroll table{min-width:0;font-size:10pt}.article-checklist-interactive li{break-inside:avoid}.feature-image{max-width:65%}.sources a:after{content:" (" attr(href) ")";font-size:9pt;overflow-wrap:anywhere}}@media(max-width:767px){.rn-approved-header .header-inner{display:flex;flex-wrap:nowrap;justify-content:space-between;gap:12px;min-height:72px;padding-block:10px}.rn-approved-header .wordmark{flex:0 1 auto;min-width:0}.rn-approved-header .wordmark img{width:clamp(110px,35vw,155px);max-width:100%;height:auto}.rn-approved-header .rn-header-cta{display:none}.rn-approved-header .mobile-navigation{margin-left:auto;flex:none}.mobile-navigation>button{padding:10px 12px;min-height:44px;font-size:.875rem}.mobile-navigation>div{left:0;right:0;max-width:100%;z-index:80}.reading-layout{padding-top:24px;padding-bottom:40px}.reading-layout .article-heading h1{font-size:clamp(1.875rem,7.2vw,2.6rem);line-height:1.16;margin-top:10px}.reading-layout .article-heading{margin-bottom:20px}.reading-layout .editorial-meta{font-size:.8rem;gap:6px;margin-top:14px}.reading-layout .feature-image{margin-block:22px}.reading-layout .disclosure{padding:14px;font-size:.8rem;line-height:1.5}.article-document{font-size:1rem;line-height:1.65}.article-answer{padding:16px 18px;margin-block:22px}.article-answer p{line-height:1.65;font-size:1rem}.article-intro{margin-block:20px}.article-toc{padding:12px 16px;border:1px solid #dce7f3;border-radius:14px}.article-toc ol{gap:8px;padding-left:22px;margin-top:12px;font-size:.9rem}.article-block{margin-block:28px;scroll-margin-top:20px}.article-block h2{font-size:1.5rem;line-height:1.25;margin-bottom:14px}.article-block p{margin-block:14px}.article-decision-cards{display:block}.article-decision-cards>div{padding:0;border:0;background:none;margin-bottom:14px}.article-decision-cards>div p{margin:0}.article-checklist{gap:8px}.article-checklist li,.article-checklist-interactive li{padding:12px 14px;border-radius:12px}.article-checklist-interactive label{font-size:.95rem;line-height:1.55}.article-block-benefits_risks>.article-checklist{grid-template-columns:1fr}.article-table-scroll{display:none}.article-table-cards{display:grid;gap:12px}.article-table-cards>article{padding:16px;border:1px solid #dce7f3;border-radius:14px;background:#fff;min-width:0}.article-table-cards h3{font-family:inherit;font-size:1rem;line-height:1.4;color:#15365c;margin-bottom:12px}.article-table-cards dl{margin:0;display:grid;gap:12px}.article-table-cards dl>div{min-width:0}.article-table-cards dt{font-size:.8rem;font-weight:650;color:#526780}.article-table-cards dd{margin:4px 0 0;font-size:.95rem;line-height:1.55;overflow-wrap:anywhere}.article-next{padding:18px;margin-block:28px}.article-next a{display:block;font-size:.95rem;margin-top:12px;line-height:1.5}.article-sources h2{font-size:1.5rem;line-height:1.25}.article-sources ul{grid-template-columns:1fr;gap:12px}.article-sources li{padding:16px;gap:12px}.article-source-heading-icon{width:36px;height:36px;border-radius:10px;font-size:16px}}@media print{.article-table-cards{display:none}.article-table-scroll{display:block}.article-table-scroll td,.article-table-scroll th{position:static!important}}@font-face{font-family:Plus Jakarta Sans Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/plus-jakarta-sans-cyrillic-ext-wght-normal.4c28e6c8.woff2) format("woff2-variations");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Plus Jakarta Sans Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/plus-jakarta-sans-vietnamese-wght-normal.9ba5d91f.woff2) format("woff2-variations");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Plus Jakarta Sans Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/plus-jakarta-sans-latin-ext-wght-normal.a048183b.woff2) format("woff2-variations");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Plus Jakarta Sans Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_next/static/media/plus-jakarta-sans-latin-wght-normal.be6419ff.woff2) format("woff2-variations");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}