Best Egg
Review the Full Picture
Published loan terms and their sources. Your personal rate and eligibility are determined by the provider.
Best Egg Personal Loan
- Published APR
- 6.99% – 35.99%
- Loan amount
- $2,000 – $50,000
- Repayment term
- 36 months – 60 months
- Origination fee
- Not available
Conditions and limitations
Personal loans are made by Cross River Bank or Column N.A. APR includes origination fees, which reduce proceeds. Terms of four years or longer have an origination fee of at least 4.99%. Lowest APR requires qualifying creditworthiness; amount, term and rate vary with underwriting. No prepayment penalty. No funding-time guarantee is presented.
Eligibility
Credit, income, debt obligations and other underwriting factors determine eligibility. Unavailable in IA, NE, VT, WV, DC and U.S. territories. State minimum amounts: MA USD 6,500; OH USD 5,001; GA USD 3,001. Minimum credit score and income are not established by this source.
Minimum credit score: Not available. State-specific terms must be confirmed with the provider.
Sources and verification
Terms verified: Nov 1, 2026, 12:02 PM Eastern Time.
Monitor status: reviewed. A successful source check does not renew financial verification.
- Official source ↗ — Official product terms, eligibility and fee disclosures.
This is a factual product summary, not an endorsement or personalized offer. No affiliate tracking link is used.
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