Home Loans
30-year market average7.18%Nov 5, 2026 · Freddie Mac / FREDMarket indicator, not an offer
National mortgage average, not a lender quote. Use it to see the market direction.
PERSONAL LOANS & DEBT CONSOLIDATIONUnderstand Your Options.
Understand Your Options.
Borrow With More Clarity.
Compare published APRs, fees and terms from official lender pages, and see the total cost before you decide.
Educational information only. No loan applications or credit checks on this site.
Offer A
- Interest rate
- 9.50%
- Origination fee
- 6% fee · $600
- Monthly payment
- $320.33
- Total cost
- $2,132$1,532 interest + $600 fee
Offer BLower total cost
- Interest rate
- 11.50%
- Origination fee
- No fee · $0
- Monthly payment
- $329.76
- Total cost
- $1,871$1,871 interest
Illustrative example, not real offers. Offer A takes its $600 fee from the $10,000, so you receive $9,400 and repay the full $10,000. Compare the total cost, not only the rate.
MARKET DATASome indicators are awaiting review, outdated or unavailable. Check individual source dates.
Financial information
Market indicator, not an offer
Personal Loans
24-month market indicator11.90%Aug 2026 · Federal Reserve / FREDMarket indicator, not an offer
National loan indicator, not a minimum offer APR. Explore the terms to review before comparing an offer.
Explore Personal LoansCredit Cards
Interest-bearing accounts average22.36%Aug 2026 · Federal Reserve / FREDMarket indicator, not an offer
National average for accounts assessed interest. Use it to judge what your own card charges.
Compare Published Loan Terms
Published terms from each provider’s official pages, listed alphabetically, not ranked. Your rate and eligibility depend on the provider. Terms checked Nov 8, 2026.
| Provider | Published APR | Origination fee | Loan amount | Longest term | Details |
|---|---|---|---|---|---|
 AchieveOfficial source ↗
| 6.25% – 35.99% | 1.99% – 9.99% | $5,000 – $50,000 | 60 months | View Details |
 AvantOfficial source ↗ | 9.95% – 35.99% | Up to 9.99% | $2,000 – $35,000 | 60 months | View Details |
 Best EggOfficial source ↗
| 6.99% – 35.99% | 0.99% – 9.99% | $2,000 – $50,000 | 60 months | View Details |
 CitiOfficial source ↗
| 10.24% – 18.49% | 0% | $2,000 – $30,000 | 60 months | View Details |
 DiscoverOfficial source ↗
| 6.99% – 24.99% | 0% | $2,500 – $40,000 | 84 months | View Details |
 Happen BankOfficial source ↗
| 5.96% – 35.99% | 0% – 8% | $1,000 – $75,000 | 84 months | View Details |
 Happy MoneyOfficial source ↗ | 8.95% – 35.99% | 2% – 12% | $5,000 – $50,000 | 84 months | View Details |
 LendingPointOfficial source ↗
| 7.99% – 35.99% | Up to 10% | $1,000 – $36,500 | 72 months | View Details |
 Navy FederalOfficial source ↗
| 8.74% – 18.00% | 0% | $250 – $150,000 | 180 months | View Details |
 OneMain FinancialOfficial source ↗ | 11.99% – 35.99% | 1% – 10% | $1,500 – $35,000 | 60 months | View Details |
 ProsperOfficial source ↗
| 8.99% – 35.99% | 1% – 9.99% | $2,000 – $50,000 | 72 months | View Details |
 Rocket LoansOfficial source ↗
| 7.99% – 29.99% | Up to 9.99% | $2,000 – $75,000 | 60 months | View Details |
 SoFiOfficial source ↗
| 6.99% – 35.49% | 0% – 7% | $5,000 – $100,000 | 84 months | View Details |
 UpgradeOfficial source ↗
| 7.74% – 35.99% | 1.85% – 9.99% | $1,000 – $50,000 | 84 months | View Details |
 UpstartOfficial source ↗ | 6.30% – 35.99% | Not confirmed | $1,000 – $75,000 | 60 months | View Details |
 Wells FargoOfficial source ↗
| 6.74% – 25.74% | 0% | $3,000 – $100,000 | 84 months | View Details |
Frequently Asked Questions
How does RateNavigate verify offer information?
Product information includes dated official sources and review status. Missing rates are not estimated. Personalized rates and approval come from the provider.
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