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PERSONAL LOAN EXPLORERView offer availability ↓
PERSONAL LOAN INFORMATION

Personal Loans
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YOUR DECISION CHECKLIST

Look beyond the rate.

  • 01APR & fees
  • 02Amount & repayment term
  • 03Eligibility & dated source

Information first. No application or credit check here.

MARKET DATASources checked and current for their publication schedule. Not a real-time feed.
MARKET INDICATOR24-month personal loans: 11.90% (2026-08-01; approved) SourceNot a lender offer or customer APR

Personal Loan Offers

Published product terms from official sources. These are not personalized quotes, rankings or approval guarantees.

4 products

Verified published loan product terms
Provider / productPublished APRAmount / termFees / conditionsDetails
Best EggBest Egg Personal LoanVerified Nov 1, 20266.99% – 35.99%Published range, not your rate$2,000 – $50,00036 months – 60 monthsOrigination: Not available
Conditions & source status

Personal loans are made by Cross River Bank or Column N.A. APR includes origination fees, which reduce proceeds. Terms of four years or longer have an origination fee of at least 4.99%. Lowest APR requires qualifying creditworthiness; amount, term and rate vary with underwriting. No prepayment penalty. No funding-time guarantee is presented.

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DiscoverDiscover Personal LoanVerified Nov 1, 20266.99% – 24.99%Published range, not your rate$2,500 – $40,00036 months – 84 monthsOrigination: 0.00%
Conditions & source status

APR range is not available in the retrieved official page; placeholder fields were not imported. No-fee product statement verified. Terms and approval depend on the application.

reviewed

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Happen BankHappen Bank Personal LoanVerified Nov 1, 20265.96% – 35.99%Published range, not your rate$1,000 – $75,00024 months – 84 monthsOrigination: 0.00% – 8.00%
Conditions & source status

Published range is not a personalized offer. Lowest APR depends on credit and other factors; some terms and amounts vary by state and application channel. Published rate effective date: July 6, 2026.

reviewed

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UpgradeUpgrade Personal LoanVerified Nov 1, 20267.74% – 35.99%Published range, not your rate$1,000 – $50,00024 months – 84 monthsOrigination: 1.85% – 9.99%
Conditions & source status

Upgrade is a fintech platform; loans are made by bank partners. The published range covers available personal-loan options, not a guaranteed unsecured rate. Lowest rates require autopay and direct payment of existing debt; some discounts may require collateral. Origination fees reduce proceeds. Individual terms depend on underwriting; late or other agreement fees can increase cost.

reviewed

Review details →
OFFICIAL PRODUCT TERMS

Best Egg Personal Loan

Source reviewed
Published APR range
6.99% – 35.99%
Loan amount
$2,000 – $50,000
Repayment term
36 months – 60 months
Origination fee
Not available

Personal loans are made by Cross River Bank or Column N.A. APR includes origination fees, which reduce proceeds. Terms of four years or longer have an origination fee of at least 4.99%. Lowest APR requires qualifying creditworthiness; amount, term and rate vary with underwriting. No prepayment penalty. No funding-time guarantee is presented.

OFFICIAL PRODUCT TERMS

Discover Personal Loan

Source reviewed
Published APR range
6.99% – 24.99%
Loan amount
$2,500 – $40,000
Repayment term
36 months – 84 months
Origination fee
0.00%

APR range is not available in the retrieved official page; placeholder fields were not imported. No-fee product statement verified. Terms and approval depend on the application.

OFFICIAL PRODUCT TERMS

Happen Bank Personal Loan

Source reviewed
Published APR range
5.96% – 35.99%
Loan amount
$1,000 – $75,000
Repayment term
24 months – 84 months
Origination fee
0.00% – 8.00%

Published range is not a personalized offer. Lowest APR depends on credit and other factors; some terms and amounts vary by state and application channel. Published rate effective date: July 6, 2026.

OFFICIAL PRODUCT TERMS

Upgrade Personal Loan

Source reviewed
Published APR range
7.74% – 35.99%
Loan amount
$1,000 – $50,000
Repayment term
24 months – 84 months
Origination fee
1.85% – 9.99%

Upgrade is a fintech platform; loans are made by bank partners. The published range covers available personal-loan options, not a guaranteed unsecured rate. Lowest rates require autopay and direct payment of existing debt; some discounts may require collateral. Origination fees reduce proceeds. Individual terms depend on underwriting; late or other agreement fees can increase cost.

Personal Loan Categories

Financial information

How Personal Loans Work

What is a Personal Loan?

Review the amount borrowed, repayment schedule, security requirements and the terms in the actual offer.

How APR Works

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Monthly Payment Calculator

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Monthly payment
$410
Total repaid
$19,675
Total interest
$4,675
Cash you receive after fee
$15,000

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Personal Loans

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Common Questions

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