OFFICIAL PRODUCT TERMS

OneMain Financial
Personal Loan Terms

Published terms from OneMain Financial’s official pages, checked Nov 2, 2026. Your own rate and eligibility are set by the provider.

OneMain Financial Personal Loan

Published APR11.99% – 35.99%A range, not your rate
Loan amount$1,500 – $35,000May vary by state
Repayment term24 months – 60 monthsLonger terms cost more overall
Origination fee1.00% – 10.00%Usually taken from the loan

Conditions and limitations

OneMain offers both secured and unsecured personal loans, and the published range covers both, so the terms for an unsecured loan alone may differ. The origination fee may be a flat $25 to $500 or 1% to 10% of the loan amount. Secured loans have vehicle condition, age and insurance requirements. Individual terms depend on underwriting and state.

Eligibility

Not published. Confirm directly with the provider.

Minimum credit score: not published. Confirm state-specific terms with the provider.

Sources and verification

Terms checked Nov 2, 2026Source status: reviewed

A successful source check does not renew the financial terms. This is a factual product summary, not an endorsement or personalized offer. No affiliate tracking link is used.