Monthly payment
A fixed payment for the full term, assuming no missed or extra payments.
FREE CALCULATORPersonal Loan Calculator
Personal Loan Calculator
See the Full Cost
Estimate your monthly payment, total repayment, interest and the cash you receive after fees. It runs in your browser and nothing is stored.
Financial information
Calculator
Monthly Payment Calculator
Enter a real quote to see the payment and full cost. Use the offer's interest rate and enter any fee separately; APR already includes fees, so use it to compare offers. This is an estimate with fixed payments, not an offer.
- Monthly payment
- $410
- Total repaid
- $19,675
- Total interest
- $4,675
- Cash you receive after fee
- $15,000
How to Use This Calculator
Enter the loan amount
Use the amount on the offer, not the cash you need. A fee taken from the loan means you receive less than you borrow.
Enter the interest rate
Use the interest rate from the offer, not the APR. APR already includes certain fees, so use it to compare offers, and enter any fee in its own field.
Choose the term
A longer term lowers the monthly payment but usually raises the total interest you pay.
Add the origination fee
Enter the fee as a percentage to see the cash you would actually receive.
What the Results Mean
Total repaid
Every payment added together. Compare this across offers, not only the monthly amount.
Total interest
What borrowing costs you beyond the amount you borrow.
Cash after fee
What reaches your account if the origination fee is taken from the loan.
This is an estimate for comparison. Your actual rate, fee, payment and approval come from the lender. Compare published lender terms →