Conditions and limitations
The lowest rates can require up to three rate discounts. Published ranges are not personalized offers; your terms depend on underwriting and state.
OFFICIAL PRODUCT TERMS
Achieve
Personal Loan Terms
Published terms from Achieve’s official pages, checked Nov 2, 2026. Your own rate and eligibility are set by the provider.
Achieve Personal Loan
Published APR6.25% – 35.99%A range, not your rate
Loan amount$5,000 – $50,000May vary by state
Repayment term24 months – 60 monthsLonger terms cost more overall
Origination fee1.99% – 9.99%Usually taken from the loan
Eligibility
- Minimum credit score
- 560
- Direct pay to creditors
- Yes, with a rate discount
- Co-applicant
- Co-borrower allowed, with a rate discount
- Autopay discount
- Not disclosed
- Late fee
- Not disclosed
- Prepayment penalty
- None
- State availability
- Not available in all states
From the provider’s official pages. Not disclosed means the pages we checked do not state it; ask the provider.
Sources and verification
Terms checked Nov 2, 2026Source status: reviewed
A successful source check does not renew the financial terms. This is a factual product summary, not an endorsement or personalized offer. No affiliate tracking link is used.